Financial Advisor Salary in Ponca City, OK: $89,645 (2026)
Quick Answer:A full-time financial advisor in Ponca City, OK earns a median $89,645/year (≈ $43.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Ponca City's price level (11% below national, BEA RPP 88.9), that paycheck buys what $100,838 would nationally. Nominal pay sits 7.1% below the Oklahoma state average.
Based on BLS state-level estimates · View source

Financial advisors in Ponca City, Oklahoma, are projected to earn a median salary of $89,645 in 2026, representing a significant factor for professionals considering this career path. The salary range for this occupation varies considerably, from $51,994 at the 10th percentile to $138,950 at the 90th percentile, reflecting the diversity in expertise and clientele among local advisors. These figures, derived from 2025 BLS data projected to 2026 and adjusted for regional cost-of-living, indicate a competitive environment in Ponca City. Although financial advisor pay in Ponca City, OK, does lag behind the national median salary of $108,537, opportunities within specialized firms and the rise of fee-only fiduciary practices may offer avenues for earning potential.
About the Ponca City Market
Salary estimated from Oklahoma average ($82,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $51,994 | $25.00 |
| Lower Range (P25) | $64,790 | $31.14 |
| Median (P50)(typical) | $89,645 | $43.10 |
| Upper Range (P75) | $114,746 | $55.16 |
| Top Earners (P90) | $138,950 | $66.80 |
Median Salary Position
17.41% below the national average
2026 Salary Percentile Distribution in Ponca City
In Ponca City, OK, the financial advisor salary spread from the 10th to 90th percentile is $86,956 (2026 est.). At $89,645, the local median is 17.41% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Ponca City: You'd be in the lower-middle range
How Ponca City Financial Advisor Pay Compares
Ponca City median: $89,645/year (2026)
| Compared To | Median Salary | Ponca City Pays |
|---|---|---|
| Oklahoma Average | $96,496 | -7.10% less |
| National Average | $108,537 | -17.41% less |
Financial Advisors in Ponca City, OK earn a median of $89,645 per year (2026 est.), which is 17.41% lower than the national median of $108,537 and 7.10% below the Oklahoma state average of $96,496.
Cost-of-Living Adjusted Salary
Ponca City has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ponca City, OK has a cost-of-living index of 88.9 (below the national average of 100). A financial advisor earning $89,645 nominally has purchasing power equivalent to $100,838 in an average-cost city — an effective 12.49% boost.
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2019 BLS Actual
$72,558
2025 BLS Actual
$86,781
2026 Current Est.
$89,645
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Ponca City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $72,558 | Actual |
| 2020 | $73,781 | Actual |
| 2021 | $77,778 | Actual |
| 2022 | $78,786 | Actual |
| 2023 | $82,247 | Actual |
| 2024 | $67,726 | Actual |
| 2025 | $86,781 | Actual |
| 2026(current) | $89,645 | Estimated |
| 2027 | $92,603 | Projected |
Based on 7 years of BLS OEWS data for the Ponca City metropolitan area, the median financial advisor salary grew 19.6% from $72,558 (2019) to $86,781 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $92,603 by 2027 — a total increase of $20,045 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ponca City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $51,994 – $64,790 |
| 3-5 years (Mid Career) | $64,790 – $89,645 |
| 5+ years (Experienced) | $89,645 – $114,746 |
| 10+ years (Top Earner) | $114,746 – $138,950 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Ponca City
Despite a modest job market presence of only four financial advisors in Ponca City, the cost of living index of 88.9 suggests that local salaries stretch further than in many other areas. This lower cost-of-living can enhance the purchasing power of financial advisor pay in Ponca City. Among local employers, independent registered investment advisors (RIAs) might provide the most competitive salaries, often appealing to high-net-worth individuals, while traditional wirehouses are likely to offer less due to their commission-based model. Disparities in compensation are typically driven by asset under management (AUM), with advisors managing larger portfolios able to secure higher incomes, particularly those holding the CFP or CFA designations. Financial advisors seeking to maximize their earnings should consider targeting markets that demand fiduciary services, focusing on building strong relationships with high-net-worth clients, and promoting holistic planning approaches that resonate with the current trend towards fee-only advisory models.
More salary data for Ponca City, OK:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $86,781 for financial advisorsin the Ponca City metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ponca City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov