Financial Advisor Salary in Lacey, WA: $78,827 (2026)
Quick Answer:A full-time financial advisor in Lacey, WA earns a median $78,827/year (≈ $37.90/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Lacey's price level (7% above national, BEA RPP 107.4), that paycheck buys what $73,396 would nationally. Nominal pay sits 24.2% below the Washington state average.
Based on BLS state-level estimates · View source
Financial advisors in Lacey, Washington, command a median annual salary of $78,827, which is significantly lower than the national median of $108,537. The salary range for these professionals in the area extends from $45,720 at the 10th percentile to $122,182 at the 90th percentile, reflecting a variety of experience and agency types. These figures are derived from projections based on 2025 BLS data, adjusted for local cost-of-living conditions, which are notable at 107.4 compared to the national average. This discrepancy in compensation suggests that while the market for financial advisory services is growing, it remains sensitive to local economic factors, making the role of an advisor particularly nuanced in Lacey's competitive landscape.
About the Lacey Market
Salary estimated from Washington average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $45,720 | $21.98 |
| Lower Range (P25) | $56,755 | $27.28 |
| Median (P50)(typical) | $78,827 | $37.90 |
| Upper Range (P75) | $100,899 | $48.51 |
| Top Earners (P90) | $122,182 | $58.74 |
Median Salary Position
27.37% below the national average
2026 Salary Percentile Distribution in Lacey
In Lacey, WA, the financial advisor salary spread from the 10th to 90th percentile is $76,462 (2026 est.). At $78,827, the local median is 27.37% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Lacey: You'd be in the lower-middle range
How Lacey Financial Advisor Pay Compares
Lacey median: $78,827/year (2026)
| Compared To | Median Salary | Lacey Pays |
|---|---|---|
| Washington Average | $103,994 | -24.20% less |
| National Average | $108,537 | -27.37% less |
Financial Advisors in Lacey, WA earn a median of $78,827 per year (2026 est.), which is 27.37% lower than the national median of $108,537 and 24.20% below the Washington state average of $103,994.
Cost-of-Living Adjusted Salary
Lacey has a cost of living 7.40% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Lacey, WA has a cost-of-living index of 107.4 (above the national average of 100). While the nominal salary of $78,827 is competitive, the higher cost of living reduces purchasing power to an effective $73,396 — a 6.89% reduction.
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2019 BLS Actual
$63,803
2025 BLS Actual
$76,309
2026 Current Est.
$78,827
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Lacey (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $63,803 | Actual |
| 2020 | $64,878 | Actual |
| 2021 | $68,393 | Actual |
| 2022 | $69,279 | Actual |
| 2023 | $72,322 | Actual |
| 2024 | $124,436 | Actual |
| 2025 | $76,309 | Actual |
| 2026(current) | $78,827 | Estimated |
| 2027 | $81,428 | Projected |
Based on 7 years of BLS OEWS data for the Lacey metropolitan area, the median financial advisor salary grew 19.6% from $63,803 (2019) to $76,309 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $81,428 by 2027 — a total increase of $17,625 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lacey metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $45,720 – $56,755 |
| 3-5 years (Mid Career) | $56,755 – $78,827 |
| 5+ years (Experienced) | $78,827 – $100,899 |
| 10+ years (Top Earner) | $100,899 – $122,182 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Lacey
In the Lacey job market, a total of 12 financial advisors are currently employed, indicating a modest level of competition. The elevated cost-of-living index means that take-home pay is impacted, requiring advisors to strategize effectively regarding their earning potential. Major employers like Morgan Stanley and Northwestern Mutual typically offer higher compensation, but opportunities exist across various business models, including those in independent brokerage firms and Registered Investment Advisors (RIAs). The income disparity in this field often hinges on several factors, such as the advisor's assets under management, fee structures, and the type of clientele served. To maximize earnings, advisors should focus on developing a robust referral network, enhancing credentials like CFP or CFA, and considering transition opportunities from wirehouses to independent setups, which can yield better long-term compensation packages.
More salary data for Lacey, WA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $76,309 for financial advisorsin the Lacey metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Lacey is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov