Financial Advisor Salary in Temple, TX: $85,114 (2026)
Quick Answer:A full-time financial advisor in Temple, TX earns a median $85,114/year (≈ $40.92/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Temple's price level (4% below national, BEA RPP 96.0), that paycheck buys what $88,660 would nationally. Nominal pay sits 1.8% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Temple, Texas, can expect a median annual salary of $85,114, reflecting the shifts in industry dynamics toward fee-only fiduciary practices and the importance of professional certifications like the CFP. The full salary range for financial advisors in this region spans from $49,366 at the lower tenth percentile to $131,926 for those in the upper ninetieth percentile. These figures are based on estimates derived from 2025 BLS data, adjusted for regional cost differentials, and they illustrate the earning potential amidst Temple's evolving financial advisory market. As more clients lean toward fee-only models, certified advisors who establish their credibility and client rapport are likely to command higher fees and salaries.
About the Temple Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $49,366 | $23.74 |
| Lower Range (P25) | $61,282 | $29.46 |
| Median (P50)(typical) | $85,114 | $40.92 |
| Upper Range (P75) | $108,946 | $52.37 |
| Top Earners (P90) | $131,926 | $63.43 |
Median Salary Position
21.58% below the national average
2026 Salary Percentile Distribution in Temple
In Temple, TX, the financial advisor salary spread from the 10th to 90th percentile is $82,560 (2026 est.). At $85,114, the local median is 21.58% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Temple: You'd be in the lower-middle range
How Temple Financial Advisor Pay Compares
Temple median: $85,114/year (2026)
| Compared To | Median Salary | Temple Pays |
|---|---|---|
| Texas Average | $86,674 | -1.80% less |
| National Average | $108,537 | -21.58% less |
Financial Advisors in Temple, TX earn a median of $85,114 per year (2026 est.), which is 21.58% lower than the national median of $108,537 and 1.80% below the Texas state average of $86,674.
Cost-of-Living Adjusted Salary
Temple has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Temple, TX has a cost-of-living index of 96 (below the national average of 100). A financial advisor earning $85,114 nominally has purchasing power equivalent to $88,660 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$68,891
2025 BLS Actual
$82,395
2026 Current Est.
$85,114
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Temple (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $68,891 | Actual |
| 2020 | $70,052 | Actual |
| 2021 | $73,847 | Actual |
| 2022 | $74,804 | Actual |
| 2023 | $78,090 | Actual |
| 2024 | $105,572 | Actual |
| 2025 | $82,395 | Actual |
| 2026(current) | $85,114 | Estimated |
| 2027 | $87,923 | Projected |
Based on 7 years of BLS OEWS data for the Temple metropolitan area, the median financial advisor salary grew 19.6% from $68,891 (2019) to $82,395 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $87,923 by 2027 — a total increase of $19,032 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Temple metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $49,366 – $61,282 |
| 3-5 years (Mid Career) | $61,282 – $85,114 |
| 5+ years (Experienced) | $85,114 – $108,946 |
| 10+ years (Top Earner) | $108,946 – $131,926 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Temple
With a current employment count of 14 financial advisors, the market in Temple demonstrates a stable yet growing demand for financial planning services. The local cost-of-living index is 96, indicating a relatively affordable lifestyle, which can enhance the purchasing power of financial advisor salaries compared to national averages. Among employers, independent broker-dealers and Registered Investment Advisors (RIAs) tend to offer more competitive compensation, particularly those leveraging AUM-based fee structures. The disparity in pay between lower and higher earners often results from factors like asset management book size, the premium for CFP or CFA credentials, and the presence of high-net-worth clients. To maximize earning potential in Temple, financial advisors can focus on specializing in fiduciary services, pursuing advanced credentials, and building strong networks that attract affluent clients.
More salary data for Temple, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $82,395 for financial advisorsin the Temple metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Temple is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov