Financial Advisor Salary in Garland, TX: $90,081 (2026)
Quick Answer:A full-time financial advisor in Garland, TX earns a median $90,081/year (≈ $43.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Garland's price level (4% below national, BEA RPP 96.0), that paycheck buys what $93,834 would nationally. Nominal pay sits 3.9% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, a financial advisor in Garland, Texas, can expect a median annual salary of $90,081, reflecting the credential premium of those with CFP certifications and the growing trend towards fiduciary fee-only practices. Financial advisor pay in Garland TX varies substantially, with a salary range extending from $52,247 at the 10th percentile to $139,625 at the 90th percentile. These estimates are derived from BLS state-level data and adjust for the regional cost of living, which stands below the national average. Given the competitive nature of financial advising and the evolving industry dynamics, Garland presents unique opportunities for professionals in this field to thrive.
About the Garland Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $52,247 | $25.12 |
| Lower Range (P25) | $64,858 | $31.19 |
| Median (P50)(typical) | $90,081 | $43.30 |
| Upper Range (P75) | $115,303 | $55.43 |
| Top Earners (P90) | $139,625 | $67.12 |
Median Salary Position
17% below the national average
2026 Salary Percentile Distribution in Garland
In Garland, TX, the financial advisor salary spread from the 10th to 90th percentile is $87,378 (2026 est.). At $90,081, the local median is 17% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Garland: You'd be in the lower-middle range
How Garland Financial Advisor Pay Compares
Garland median: $90,081/year (2026)
| Compared To | Median Salary | Garland Pays |
|---|---|---|
| Texas Average | $86,699 | +3.90% more |
| National Average | $108,537 | -17.00% less |
Financial Advisors in Garland, TX earn a median of $90,081 per year (2026 est.), which is 17.00% lower than the national median of $108,537 and 3.90% above the Texas state average of $86,699.
Cost-of-Living Adjusted Salary
Garland has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Garland, TX has a cost-of-living index of 96 (below the national average of 100). A financial advisor earning $90,081 nominally has purchasing power equivalent to $93,834 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$72,911
2025 BLS Actual
$87,203
2026 Current Est.
$90,081
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Garland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $72,911 | Actual |
| 2020 | $74,140 | Actual |
| 2021 | $78,157 | Actual |
| 2022 | $79,169 | Actual |
| 2023 | $82,647 | Actual |
| 2024 | $111,733 | Actual |
| 2025 | $87,203 | Actual |
| 2026(current) | $90,081 | Estimated |
| 2027 | $93,053 | Projected |
Based on 7 years of BLS OEWS data for the Garland metropolitan area, the median financial advisor salary grew 19.6% from $72,911 (2019) to $87,203 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $93,053 by 2027 — a total increase of $20,142 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Garland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $52,247 – $64,858 |
| 3-5 years (Mid Career) | $64,858 – $90,081 |
| 5+ years (Experienced) | $90,081 – $115,303 |
| 10+ years (Top Earner) | $115,303 – $139,625 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Garland
Currently, there are 43 financial advisors employed in Garland, contributing to a local job market that is steadily growing at an annual rate of 3.30%. With a cost-of-living index of 96, the practical purchasing power for financial professionals may be more favorable than in higher-cost areas. Among employers, wirehouses like Morgan Stanley and Wells Fargo Advisors typically offer competitive compensation, but independent Registered Investment Advisors (RIAs) and fiduciary firms attract advisors with options for higher earnings through AUM-based compensation models. The disparity in financial advisor salaries can often be attributed to factors such as client concentration, book size, and credentialing, which can enhance earnings, especially for those in high-net-worth segments. To maximize pay in Garland, advisors should consider engaging with affluent clientele, obtaining advanced certifications, and exploring strategic partnerships within the RIA space, where fee structures can significantly impact long-term earnings.
More salary data for Garland, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $87,203 for financial advisorsin the Garland metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Garland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov