Financial Advisor Salary in Fitchburg, MA: $128,909 (2026)
Quick Answer:A full-time financial advisor in Fitchburg, MA earns a median $128,909/year (≈ $61.98/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Fitchburg's price level (9% above national, BEA RPP 108.5), that paycheck buys what $118,810 would nationally. Nominal pay sits 1.4% below the Massachusetts state average.
Based on BLS state-level estimates · View source
Fitchburg's financial advisors can expect a 2026 median annual salary of $128,909, reflecting a significant increase in earning potential compared to the national median of $108,537. The local salary range extends from $74,768 at the 10th percentile to $199,809 at the 90th percentile, indicating varied compensation depending on experience and client base. These estimates, derived from 2025 BLS data and adjusted for regional price variations, paint a promising picture for those considering a career in financial advising in Fitchburg. As the market continues to evolve, especially amid the shift toward independence from traditional wirehouses, opportunities for greater compensation appear to be expanding, particularly for advisors who can attract high-net-worth clients.
About the Fitchburg Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $74,768 | $35.95 |
| Lower Range (P25) | $92,815 | $44.63 |
| Median (P50)(typical) | $128,909 | $61.98 |
| Upper Range (P75) | $165,003 | $79.32 |
| Top Earners (P90) | $199,809 | $96.06 |
Median Salary Position
18.77% above the national average
2026 Salary Percentile Distribution in Fitchburg
In Fitchburg, MA, the financial advisor salary spread from the 10th to 90th percentile is $125,041 (2026 est.). At $128,909, the local median is 18.77% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Fitchburg: You'd be in the lower-middle range
How Fitchburg Financial Advisor Pay Compares
Fitchburg median: $128,909/year (2026)
| Compared To | Median Salary | Fitchburg Pays |
|---|---|---|
| Massachusetts Average | $130,739 | -1.40% less |
| National Average | $108,537 | +18.77% more |
Financial Advisors in Fitchburg, MA earn a median of $128,909 per year (2026 est.), which is 18.77% higher than the national median of $108,537 and 1.40% below the Massachusetts state average of $130,739.
Cost-of-Living Adjusted Salary
Fitchburg has a cost of living 8.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fitchburg, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $128,909 is competitive, the higher cost of living reduces purchasing power to an effective $118,810 — a 7.83% reduction.
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2019 BLS Actual
$104,339
2025 BLS Actual
$124,791
2026 Current Est.
$128,909
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Fitchburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,339 | Actual |
| 2020 | $106,097 | Actual |
| 2021 | $111,845 | Actual |
| 2022 | $113,294 | Actual |
| 2023 | $118,271 | Actual |
| 2024 | $162,654 | Actual |
| 2025 | $124,791 | Actual |
| 2026(current) | $128,909 | Estimated |
| 2027 | $133,163 | Projected |
Based on 7 years of BLS OEWS data for the Fitchburg metropolitan area, the median financial advisor salary grew 19.6% from $104,339 (2019) to $124,791 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $133,163 by 2027 — a total increase of $28,824 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fitchburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $74,768 – $92,815 |
| 3-5 years (Mid Career) | $92,815 – $128,909 |
| 5+ years (Experienced) | $128,909 – $165,003 |
| 10+ years (Top Earner) | $165,003 – $199,809 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Fitchburg
In Fitchburg, the job market for financial advisors shows resilience with just 10 professionals currently employed in the area. The cost of living index is slightly above the national average at 108.5, which can affect take-home purchasing power. Although wirehouses like Morgan Stanley and Merrill Lynch tend to offer higher compensation packages, advisors who align with independent broker-dealers or Registered Investment Advisors (RIAs) may find better long-term stability and client relationships. Factors that contribute to the wide range in financial advisor pay include assets under management, fee structures—such as the typical 1% AUM at RIAs versus commissions at wirehouses—and the value of credentials like the CFP. For those in Fitchburg looking to maximize their earnings, focusing on developing a solid client base and pursuing additional certifications can pay significant dividends in this evolving financial landscape.
More salary data for Fitchburg, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,791 for financial advisorsin the Fitchburg metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fitchburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov