Financial Advisor Salary in Barnstable, MA: $127,053 (2026)
Quick Answer:A full-time financial advisor in Barnstable, MA earns a median $127,053/year (≈ $61.08/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Barnstable's price level (9% above national, BEA RPP 108.5), that paycheck buys what $117,100 would nationally. Nominal pay sits 2.8% below the Massachusetts state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Barnstable, Massachusetts, can expect a median annual salary of $127,053, notably higher than the national median of $108,537, reflecting a significant 17.06% premium for local professionals. The salary range for this occupation runs from $73,691 at the 10th percentile to $196,932 at the 90th percentile, indicating a wide variance based on experience, credentials, and client base. Estimates derived from 2025 BLS data and adjusted for local cost of living suggest that advisors with a Certified Financial Planner (CFP) credential may command higher salaries, particularly as the sector shifts toward a fiduciary fee-only model that emphasizes holistic financial planning. The job market in Barnstable is aligned with these trends, providing opportunities for growth in this lucrative industry.
About the Barnstable Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,691 | $35.43 |
| Lower Range (P25) | $92,526 | $44.48 |
| Median (P50)(typical) | $127,053 | $61.08 |
| Upper Range (P75) | $162,627 | $78.19 |
| Top Earners (P90) | $196,932 | $94.67 |
Median Salary Position
17.06% above the national average
2026 Salary Percentile Distribution in Barnstable
In Barnstable, MA, the financial advisor salary spread from the 10th to 90th percentile is $123,241 (2026 est.). At $127,053, the local median is 17.06% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Barnstable: You'd be in the lower-middle range
How Barnstable Financial Advisor Pay Compares
Barnstable median: $127,053/year (2026)
| Compared To | Median Salary | Barnstable Pays |
|---|---|---|
| Massachusetts Average | $130,713 | -2.80% less |
| National Average | $108,537 | +17.06% more |
Financial Advisors in Barnstable, MA earn a median of $127,053 per year (2026 est.), which is 17.06% higher than the national median of $108,537 and 2.80% below the Massachusetts state average of $130,713.
Cost-of-Living Adjusted Salary
Barnstable has a cost of living 8.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Barnstable, MA has a cost-of-living index of 108.5 (above the national average of 100). While the nominal salary of $127,053 is competitive, the higher cost of living reduces purchasing power to an effective $117,100 — a 7.83% reduction.
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2019 BLS Actual
$102,836
2025 BLS Actual
$122,994
2026 Current Est.
$127,053
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Barnstable (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,836 | Actual |
| 2020 | $104,569 | Actual |
| 2021 | $110,235 | Actual |
| 2022 | $111,663 | Actual |
| 2023 | $116,567 | Actual |
| 2024 | $160,312 | Actual |
| 2025 | $122,994 | Actual |
| 2026(current) | $127,053 | Estimated |
| 2027 | $131,246 | Projected |
Based on 7 years of BLS OEWS data for the Barnstable metropolitan area, the median financial advisor salary grew 19.6% from $102,836 (2019) to $122,994 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $131,246 by 2027 — a total increase of $28,410 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Barnstable metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,691 – $92,526 |
| 3-5 years (Mid Career) | $92,526 – $127,053 |
| 5+ years (Experienced) | $127,053 – $162,627 |
| 10+ years (Top Earner) | $162,627 – $196,932 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Barnstable
The local job market features eight financial advisors employed, positioned within a cost-of-living index of 108.5 that suggests a higher than average local expense backdrop. This means that while salaries in Barnstable may be more competitive than the national average, the purchasing power can be affected by rising living costs. Employers within the area, such as wirehouses like Morgan Stanley or independent broker-dealers like LPL and Raymond James, tend to pay higher salaries compared to smaller RIAs or solo practitioners. Factors contributing to the wide salary disparity include the assets under management (AUM) that advisors maintain, their chosen compensation model—commission-based at wirehouses versus AUM-based at RIAs—and relevant designations such as the CFP. For emerging advisors, pursuing a CFP designation, specializing in high-net-worth client relationships, and considering a transition from commission-based firms to fee-only RIAs may be strategic moves to enhance their financial advisor pay in Barnstable, MA.
More salary data for Barnstable, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $122,994 for financial advisorsin the Barnstable metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Barnstable is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov