Financial Advisor Salary in Garden City, KS: $97,779 (2026)
Quick Answer:A full-time financial advisor in Garden City, KS earns a median $97,779/year (≈ $47.01/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Garden City's price level (9% below national, BEA RPP 90.9), that paycheck buys what $107,568 would nationally. Nominal pay sits 0.9% below the Kansas state average.
Based on BLS state-level estimates · View source
Financial advisors in Garden City, KS, can expect a median annual salary of $97,779 in 2026, illustrating the significant impact of the AUM-based fee model that differs across the financial services landscape. With a salary range spanning from $56,712 for the lowest earners to $151,557 for those in the top 10%, the earning potential reflects a crucial divide between wirehouse and RIA structures. These figures, derived from BLS state-level data and adjusted for local cost of living conditions, suggest that compensation packages benefit from the fiduciary standards and transparent fee models increasingly favored in today's market. As the financial advisory profession continues to evolve, understanding how these differences translate to earnings in Garden City is essential for prospective and current advisors.
About the Garden City Market
Salary estimated from Kansas average ($88,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $56,712 | $27.26 |
| Lower Range (P25) | $70,401 | $33.85 |
| Median (P50)(typical) | $97,779 | $47.01 |
| Upper Range (P75) | $125,156 | $60.17 |
| Top Earners (P90) | $151,557 | $72.87 |
Median Salary Position
9.91% below the national average
2026 Salary Percentile Distribution in Garden City
In Garden City, KS, the financial advisor salary spread from the 10th to 90th percentile is $94,845 (2026 est.). At $97,779, the local median is 9.91% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Garden City: You'd be in the lower-middle range
How Garden City Financial Advisor Pay Compares
Garden City median: $97,779/year (2026)
| Compared To | Median Salary | Garden City Pays |
|---|---|---|
| Kansas Average | $98,667 | -0.90% less |
| National Average | $108,537 | -9.91% less |
Financial Advisors in Garden City, KS earn a median of $97,779 per year (2026 est.), which is 9.91% lower than the national median of $108,537 and 0.90% below the Kansas state average of $98,667.
Cost-of-Living Adjusted Salary
Garden City has a cost of living 9.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Garden City, KS has a cost-of-living index of 90.9 (below the national average of 100). A financial advisor earning $97,779 nominally has purchasing power equivalent to $107,568 in an average-cost city — an effective 10.01% boost.
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2019 BLS Actual
$79,142
2025 BLS Actual
$94,655
2026 Current Est.
$97,779
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Garden City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $79,142 | Actual |
| 2020 | $80,475 | Actual |
| 2021 | $84,835 | Actual |
| 2022 | $85,935 | Actual |
| 2023 | $89,709 | Actual |
| 2024 | $79,277 | Actual |
| 2025 | $94,655 | Actual |
| 2026(current) | $97,779 | Estimated |
| 2027 | $101,005 | Projected |
Based on 7 years of BLS OEWS data for the Garden City metropolitan area, the median financial advisor salary grew 19.6% from $79,142 (2019) to $94,655 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $101,005 by 2027 — a total increase of $21,863 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Garden City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $56,712 – $70,401 |
| 3-5 years (Mid Career) | $70,401 – $97,779 |
| 5+ years (Experienced) | $97,779 – $125,156 |
| 10+ years (Top Earner) | $125,156 – $151,557 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Garden City
In the context of a local job market with only six financial advisors employed in the area, the cost-of-living index sits at 90.9, indicating a lower than average living expense in Garden City. This can lead to greater purchasing power for advisors earning competitive salaries relative to local expectations. Among the various employer types, wirehouses like Morgan Stanley and UBS may offer higher initial salaries compared to independent fiduciary firms or bank wealth management outlets, but those who build substantial AUM relationships can significantly maximize their incomes through RIA structures. The substantial salary spread in the area often correlates with book sizes, fee structures, and client demographics, as advisors serving high-net-worth clients tend to earn more. For financial professionals looking to enhance their pay within this market, focusing on building long-term relationships and obtaining relevant certifications such as CFP or CFA could prove advantageous.
More salary data for Garden City, KS:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $94,655 for financial advisorsin the Garden City metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Garden City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov