Financial Advisor Salary in Moscow, ID: $74,743 (2026)
Quick Answer:A full-time financial advisor in Moscow, ID earns a median $74,743/year (≈ $35.94/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Moscow's price level (5% below national, BEA RPP 95.3), that paycheck buys what $78,429 would nationally. Nominal pay sits 2.5% below the Idaho state average.
Based on BLS state-level estimates · View source

With a projected median annual salary of $74,743 in 2026, financial advisors in Moscow, ID are experiencing a notable divergence from the national average. This figure is part of a broader salary range that spans from $43,351 at the 10th percentile to $115,851 at the 90th percentile, suggesting a robust earning potential for those in the field. These estimates, derived from 2025 BLS state-level data and adjusted for local economic conditions, highlight the ongoing trend where the fiduciary model, especially among Certified Financial Planners (CFPs), is gaining traction in the market. The limited number of financial advisors—only six currently employed in the area—points to a competitive job landscape that can influence both compensation and career growth opportunities in Moscow.
About the Moscow Market
Salary estimated from Idaho average ($82,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $43,351 | $20.85 |
| Lower Range (P25) | $53,815 | $25.88 |
| Median (P50)(typical) | $74,743 | $35.94 |
| Upper Range (P75) | $95,670 | $46.00 |
| Top Earners (P90) | $115,851 | $55.70 |
Median Salary Position
31.14% below the national average
2026 Salary Percentile Distribution in Moscow
In Moscow, ID, the financial advisor salary spread from the 10th to 90th percentile is $72,500 (2026 est.). At $74,743, the local median is 31.14% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Moscow: You'd be in the lower-middle range
How Moscow Financial Advisor Pay Compares
Moscow median: $74,743/year (2026)
| Compared To | Median Salary | Moscow Pays |
|---|---|---|
| Idaho Average | $76,659 | -2.50% less |
| National Average | $108,537 | -31.14% less |
Financial Advisors in Moscow, ID earn a median of $74,743 per year (2026 est.), which is 31.14% lower than the national median of $108,537 and 2.50% below the Idaho state average of $76,659.
Cost-of-Living Adjusted Salary
Moscow has a cost of living 4.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Moscow, ID has a cost-of-living index of 95.3 (below the national average of 100). A financial advisor earning $74,743 nominally has purchasing power equivalent to $78,429 in an average-cost city — an effective 4.93% boost.
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2019 BLS Actual
$60,497
2025 BLS Actual
$72,355
2026 Current Est.
$74,743
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Moscow (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,497 | Actual |
| 2020 | $61,516 | Actual |
| 2021 | $64,849 | Actual |
| 2022 | $65,689 | Actual |
| 2023 | $68,574 | Actual |
| 2024 | $76,193 | Actual |
| 2025 | $72,355 | Actual |
| 2026(current) | $74,743 | Estimated |
| 2027 | $77,209 | Projected |
Based on 7 years of BLS OEWS data for the Moscow metropolitan area, the median financial advisor salary grew 19.6% from $60,497 (2019) to $72,355 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $77,209 by 2027 — a total increase of $16,712 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Moscow metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $43,351 – $53,815 |
| 3-5 years (Mid Career) | $53,815 – $74,743 |
| 5+ years (Experienced) | $74,743 – $95,670 |
| 10+ years (Top Earner) | $95,670 – $115,851 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Moscow
In terms of compensation dynamics, local financial advisor pay in Moscow, ID is shaped by a few key factors, including the cost of living index, which stands at 95.3, indicating that expenses are slightly below the national average. This lower index affords financial advisors better purchasing power when handling their take-home pay. Amongst local employers, independent Registered Investment Advisors (RIAs) often offer the most competitive salaries, particularly due to their fee-only fiduciary model and the ability to attract high-net-worth clients. The disparity in pay between lower and higher earners can primarily be attributed to factors such as assets under management (AUM), the fee model employed, and the credentials held by the advisor, like the CFP designation. To maximize earning potential, aspiring financial advisors in Moscow might consider focusing on building a strong AUM base, aligning with clients who favor a fee-only approach, or even establishing their own RIA firm to capture a larger share of the market.
More salary data for Moscow, ID:
Frequently Asked Questions
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Career Resources
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $72,355 for financial advisorsin the Moscow metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Moscow is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov