Financial Advisor Salary in Caldwell, ID: $77,261 (2026)
Quick Answer:A full-time financial advisor in Caldwell, ID earns a median $77,261/year (≈ $37.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Caldwell's price level (5% below national, BEA RPP 95.3), that paycheck buys what $81,071 would nationally. Nominal pay sits 0.8% above the Idaho state average.
Based on BLS state-level estimates · View source
In Caldwell, ID, financial advisors can expect a median annual salary of $77,261 in 2026, which reflects a notable difference compared to the national median of $108,537. Salaries for financial advisors in this region range widely from $44,812 at the 10th percentile to $119,755 at the 90th percentile. These figures, derived from 2025 BLS OEWS data and adjusted for regional price parity, indicate that Caldwell's financial advisor pay is significantly lower—about 28.82% below the national average. The market here is influenced by the presence of both commission-based wirehouses and fee-only Registered Investment Advisors (RIAs), where the assets under management (AUM) model plays a critical role in shaping compensation levels. Caldwell's job market, while limited by having only eight financial advisors employed locally, reflects a broader trend of shifting networking and compensation structures that can affect financial planning professionals.
About the Caldwell Market
Salary estimated from Idaho average ($82,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $44,812 | $21.55 |
| Lower Range (P25) | $55,628 | $26.74 |
| Median (P50)(typical) | $77,261 | $37.15 |
| Upper Range (P75) | $98,894 | $47.55 |
| Top Earners (P90) | $119,755 | $57.58 |
Median Salary Position
28.82% below the national average
2026 Salary Percentile Distribution in Caldwell
In Caldwell, ID, the financial advisor salary spread from the 10th to 90th percentile is $74,943 (2026 est.). At $77,261, the local median is 28.82% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Caldwell: You'd be in the lower-middle range
How Caldwell Financial Advisor Pay Compares
Caldwell median: $77,261/year (2026)
| Compared To | Median Salary | Caldwell Pays |
|---|---|---|
| Idaho Average | $76,648 | +0.80% more |
| National Average | $108,537 | -28.82% less |
Financial Advisors in Caldwell, ID earn a median of $77,261 per year (2026 est.), which is 28.82% lower than the national median of $108,537 and 0.80% above the Idaho state average of $76,648.
Cost-of-Living Adjusted Salary
Caldwell has a cost of living 4.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Caldwell, ID has a cost-of-living index of 95.3 (below the national average of 100). A financial advisor earning $77,261 nominally has purchasing power equivalent to $81,071 in an average-cost city — an effective 4.93% boost.
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2019 BLS Actual
$62,535
2025 BLS Actual
$74,793
2026 Current Est.
$77,261
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Caldwell (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,535 | Actual |
| 2020 | $63,589 | Actual |
| 2021 | $67,034 | Actual |
| 2022 | $67,902 | Actual |
| 2023 | $70,885 | Actual |
| 2024 | $78,760 | Actual |
| 2025 | $74,793 | Actual |
| 2026(current) | $77,261 | Estimated |
| 2027 | $79,811 | Projected |
Based on 7 years of BLS OEWS data for the Caldwell metropolitan area, the median financial advisor salary grew 19.6% from $62,535 (2019) to $74,793 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $79,811 by 2027 — a total increase of $17,276 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Caldwell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $44,812 – $55,628 |
| 3-5 years (Mid Career) | $55,628 – $77,261 |
| 5+ years (Experienced) | $77,261 – $98,894 |
| 10+ years (Top Earner) | $98,894 – $119,755 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Caldwell
To fully understand financial advisor pay in Caldwell, one must consider the local cost of living, which has a comparative index of 95.3. This index suggests that while salaries may be lower than the national average, the purchasing power may remain reasonable for residents. In terms of employers, wirehouses like Wells Fargo Advisors and Merrill Lynch may offer higher potential payouts compared to independent brokers and RIAs, given their commission structures and client bases. Factors such as AUM book size, fee models, and the presence of high-net-worth clients can greatly influence salary disparities. Financial advisors looking to maximize their earnings may benefit from acquiring credentials like the CFP or CFA, as these can elevate their marketability. Additionally, seeking employment with firms that provide breakaway transition packages or emphasizing the importance of developing a solid AUM foundation can help increase overall compensation in the Caldwell market.
More salary data for Caldwell, ID:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $74,793 for financial advisorsin the Caldwell metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Caldwell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov