Financial Advisor Salary in Winter Garden, FL: $95,820 (2026)
Quick Answer:A full-time financial advisor in Winter Garden, FL earns a median $95,820/year (≈ $46.07/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Winter Garden's price level (1% above national, BEA RPP 100.8), that paycheck buys what $95,060 would nationally. Nominal pay sits 3.5% below the Florida state average.
Based on BLS state-level estimates · View source
Financial advisors in Winter Garden, Florida, are projected to see a median annual salary of $95,820 in 2026, positioning them about 11.72% below the national median of $108,537. This salary reflects a diverse range, with entry-level positions starting around $55,575 and more seasoned advisors potentially earning up to $148,521. These salary estimates, derived from 2025 BLS data and adjusted for regional price parity, capture the dynamics of a local market that is increasingly leaning towards the fiduciary fee-only model, where Certified Financial Planners (CFPs) are often preferred. The graduation towards fiduciary practices indicates a shift in client expectations, signaling a growing demand for advisors who can provide comprehensive financial strategies and transparency.
About the Winter Garden Market
Salary estimated from Florida average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $55,575 | $26.72 |
| Lower Range (P25) | $68,990 | $33.17 |
| Median (P50)(typical) | $95,820 | $46.07 |
| Upper Range (P75) | $122,650 | $58.96 |
| Top Earners (P90) | $148,521 | $71.40 |
Median Salary Position
11.72% below the national average
2026 Salary Percentile Distribution in Winter Garden
In Winter Garden, FL, the financial advisor salary spread from the 10th to 90th percentile is $92,946 (2026 est.). At $95,820, the local median is 11.72% below the national median of $108,537.
Salary Calculator
At 40 hours/week in Winter Garden: You'd be in the lower-middle range
How Winter Garden Financial Advisor Pay Compares
Winter Garden median: $95,820/year (2026)
| Compared To | Median Salary | Winter Garden Pays |
|---|---|---|
| Florida Average | $99,295 | -3.50% less |
| National Average | $108,537 | -11.72% less |
Financial Advisors in Winter Garden, FL earn a median of $95,820 per year (2026 est.), which is 11.72% lower than the national median of $108,537 and 3.50% below the Florida state average of $99,295.
Cost-of-Living Adjusted Salary
Winter Garden has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Winter Garden, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $95,820 is competitive, the higher cost of living reduces purchasing power to an effective $95,060 — a 0.79% reduction.
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2019 BLS Actual
$77,557
2025 BLS Actual
$92,759
2026 Current Est.
$95,820
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Winter Garden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $77,557 | Actual |
| 2020 | $78,863 | Actual |
| 2021 | $83,136 | Actual |
| 2022 | $84,213 | Actual |
| 2023 | $87,912 | Actual |
| 2024 | $105,003 | Actual |
| 2025 | $92,759 | Actual |
| 2026(current) | $95,820 | Estimated |
| 2027 | $98,982 | Projected |
Based on 7 years of BLS OEWS data for the Winter Garden metropolitan area, the median financial advisor salary grew 19.6% from $77,557 (2019) to $92,759 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $98,982 by 2027 — a total increase of $21,425 (27.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Winter Garden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $55,575 – $68,990 |
| 3-5 years (Mid Career) | $68,990 – $95,820 |
| 5+ years (Experienced) | $95,820 – $122,650 |
| 10+ years (Top Earner) | $122,650 – $148,521 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Winter Garden
In the context of Winter Garden's job market, there are currently 10 financial advisors employed in the area, making it a relatively small but potentially lucrative field. The cost of living in Winter Garden is marginally above the national average, with a cost-of-living index of 100.8, which may impact how far a financial advisor's salary stretches in real terms. Major employers in the area include wirehouses such as Morgan Stanley and Wells Fargo Advisors, as well as independent broker-dealers like LPL and Raymond James. The variance in financial advisor pay in Winter Garden stems from factors like the assets under management (AUM), the compensation structure—either commission-based at wirehouses or a fee-for-service model at RIAs—and the importance of credentials like the CFP designation. Strategies to enhance earning potential in this locality include building a strong AUM base, establishing relationships with high-net-worth clients, and transitioning to fiduciary practices, which are increasingly favored in today's market.
More salary data for Winter Garden, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $92,759 for financial advisorsin the Winter Garden metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Winter Garden is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov