Financial Advisor Salary in Upland, CA: $111,467 (2026)
Quick Answer:A full-time financial advisor in Upland, CA earns a median $111,467/year (≈ $53.59/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Upland's price level (13% above national, BEA RPP 113.1), that paycheck buys what $98,556 would nationally. Nominal pay sits 3.3% below the California state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Upland, California, can expect a median annual salary of $111,467, a figure that reflects a 2.70% increase over the national median of $108,537. The salary range for this occupation varies significantly, with entry-level professionals earning around $64,650 while seasoned advisors at the higher end can make up to $172,773. These projections are based on 2025 BLS state-level data, adjusted for local economic conditions. Within this evolving job market, the structural divide between wirehouse firms and fee-only Registered Investment Advisors (RIAs) is shaping compensation dynamics, as advisors transition from commission-based pay to more transparent, asset-under-management models, impacting overall earnings potential.
About the Upland Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $64,650 | $31.08 |
| Lower Range (P25) | $80,256 | $38.58 |
| Median (P50)(typical) | $111,467 | $53.59 |
| Upper Range (P75) | $142,678 | $68.59 |
| Top Earners (P90) | $172,773 | $83.06 |
Median Salary Position
2.70% above the national average
2026 Salary Percentile Distribution in Upland
In Upland, CA, the financial advisor salary spread from the 10th to 90th percentile is $108,123 (2026 est.). At $111,467, the local median is 2.7% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Upland: You'd be in the lower-middle range
How Upland Financial Advisor Pay Compares
Upland median: $111,467/year (2026)
| Compared To | Median Salary | Upland Pays |
|---|---|---|
| California Average | $115,271 | -3.30% less |
| National Average | $108,537 | +2.70% more |
Financial Advisors in Upland, CA earn a median of $111,467 per year (2026 est.), which is 2.70% higher than the national median of $108,537 and 3.30% below the California state average of $115,271.
Cost-of-Living Adjusted Salary
Upland has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Upland, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $111,467 is competitive, the higher cost of living reduces purchasing power to an effective $98,556 — a 11.58% reduction.
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2019 BLS Actual
$90,221
2025 BLS Actual
$107,906
2026 Current Est.
$111,467
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Upland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $90,221 | Actual |
| 2020 | $91,741 | Actual |
| 2021 | $96,712 | Actual |
| 2022 | $97,965 | Actual |
| 2023 | $102,268 | Actual |
| 2024 | $153,126 | Actual |
| 2025 | $107,906 | Actual |
| 2026(current) | $111,467 | Estimated |
| 2027 | $115,145 | Projected |
Based on 7 years of BLS OEWS data for the Upland metropolitan area, the median financial advisor salary grew 19.6% from $90,221 (2019) to $107,906 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $115,145 by 2027 — a total increase of $24,924 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Upland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $64,650 – $80,256 |
| 3-5 years (Mid Career) | $80,256 – $111,467 |
| 5+ years (Experienced) | $111,467 – $142,678 |
| 10+ years (Top Earner) | $142,678 – $172,773 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Upland
Analysis of the local job market reveals that Upland currently employs 18 financial advisors, reflecting a small but stable presence of the profession. The region's cost-of-living index of 113.1 indicates a premium on living expenses, which impacts the purchasing power of financial advisor salaries. Among Upland’s financial firms, wirehouses like Merrill Lynch and UBS generally offer higher upfront salaries compared to independent broker-dealers such as LPL Financial or RIAs, which typically emphasize long-term asset management fees. The gulf between salaries in this sector often hinges on factors like client book size, the practice's fee structure, and the advisor's professional credentials, such as CFP or CFA designations. Advisors looking to maximize their earning potential should consider building a robust client base in high-net-worth segments while pursuing appropriate credentials, as these strategies can significantly enhance both salary and overall job satisfaction.
More salary data for Upland, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $107,906 for financial advisorsin the Upland metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Upland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov