Financial Advisor Salary in Temecula, CA: $117,845 (2026)
Quick Answer:A full-time financial advisor in Temecula, CA earns a median $117,845/year (≈ $56.66/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Temecula's price level (13% above national, BEA RPP 113.1), that paycheck buys what $104,195 would nationally. Nominal pay sits 2.2% above the California state average.
Based on BLS state-level estimates · View source
In 2026, financial advisors in Temecula, California, are projected to earn a median annual salary of $117,845, which reflects an 8.58% increase compared to the national median of $108,537. The salary range is quite broad, with the lower 10% earning about $68,349 and the top 90% making as much as $182,659. These figures are derived from estimates based on 2025 BLS state-level data, adjusted for regional price parities, highlighting the growth in fiduciary fee-only advisory firms in the area. This trend indicates a competitive job market as financial advisors increasingly seek CFP certification to appeal to a heightened client awareness of planning standards and fiduciary responsibilities.
About the Temecula Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $68,349 | $32.86 |
| Lower Range (P25) | $84,849 | $40.79 |
| Median (P50)(typical) | $117,845 | $56.66 |
| Upper Range (P75) | $150,841 | $72.52 |
| Top Earners (P90) | $182,659 | $87.82 |
Median Salary Position
8.58% above the national average
2026 Salary Percentile Distribution in Temecula
In Temecula, CA, the financial advisor salary spread from the 10th to 90th percentile is $114,310 (2026 est.). At $117,845, the local median is 8.58% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Temecula: You'd be in the lower-middle range
How Temecula Financial Advisor Pay Compares
Temecula median: $117,845/year (2026)
| Compared To | Median Salary | Temecula Pays |
|---|---|---|
| California Average | $115,308 | +2.20% more |
| National Average | $108,537 | +8.58% more |
Financial Advisors in Temecula, CA earn a median of $117,845 per year (2026 est.), which is 8.58% higher than the national median of $108,537 and 2.20% above the California state average of $115,308.
Cost-of-Living Adjusted Salary
Temecula has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Temecula, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $117,845 is competitive, the higher cost of living reduces purchasing power to an effective $104,195 — a 11.58% reduction.
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2019 BLS Actual
$95,383
2025 BLS Actual
$114,080
2026 Current Est.
$117,845
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Temecula (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $95,383 | Actual |
| 2020 | $96,990 | Actual |
| 2021 | $102,245 | Actual |
| 2022 | $103,570 | Actual |
| 2023 | $108,119 | Actual |
| 2024 | $161,887 | Actual |
| 2025 | $114,080 | Actual |
| 2026(current) | $117,845 | Estimated |
| 2027 | $121,734 | Projected |
Based on 7 years of BLS OEWS data for the Temecula metropolitan area, the median financial advisor salary grew 19.6% from $95,383 (2019) to $114,080 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $121,734 by 2027 — a total increase of $26,351 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Temecula metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $68,349 – $84,849 |
| 3-5 years (Mid Career) | $84,849 – $117,845 |
| 5+ years (Experienced) | $117,845 – $150,841 |
| 10+ years (Top Earner) | $150,841 – $182,659 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Temecula
The local job market for financial advisors in Temecula shows strength, with approximately 25 professionals currently employed in this field. However, the cost of living index of 113.1 suggests that while salaries are competitive, purchasing power may be impacted by local expenses. Among employers, wirehouses like Morgan Stanley and Merrill Lynch generally pay higher salaries due to their commission-based models, but fee-only fiduciary firms, including RIAs like LPL and Raymond James, are gaining traction thanks to their AUM and planning-first structures. Earnings can vary significantly based on factors such as AUM book size, client demographics, and fee models. Financial advisors aiming to maximize their pay should consider acquiring the CFP credential, focusing on high-net-worth clients, and potentially transitioning from commission-based roles at wirehouses to fiduciary positions that emphasize ongoing client relationships and planning comprehensively.
More salary data for Temecula, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $114,080 for financial advisorsin the Temecula metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Temecula is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov