Financial Advisor Salary in Gilroy, CA: $115,310 (2026)
Quick Answer:A full-time financial advisor in Gilroy, CA earns a median $115,310/year (≈ $55.44/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Gilroy's price level (13% above national, BEA RPP 113.1), that paycheck buys what $101,954 would nationally. Nominal pay sits 0.0% above the California state average.
Based on BLS state-level estimates · View source
With a 2026 median annual salary of $115,310, financial advisors in Gilroy, California, enjoy a competitive compensation landscape that reflects the dynamics of the profession. While the overall salary range spans from $66,880 at the 10th percentile to $178,730 for those at the 90th percentile, it's clear that variable factors such as the model of advisory service—fee-only versus commission-based—play a significant role in shaping these numbers. Gilroy's financial advisors are navigating a market that is seeing a shift from traditional wirehouse employment to Registered Investment Advisors (RIAs), reflecting a broad trend in the financial services sector where the assets under management (AUM) model often dictates pay scales. These local estimates, based on 2025 BLS data, adjusted for regional cost variations, indicate a competitive edge in Gilroy's job market for financial professionals focused on fiduciary investment management.
About the Gilroy Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $66,880 | $32.16 |
| Lower Range (P25) | $83,023 | $39.92 |
| Median (P50)(typical) | $115,310 | $55.44 |
| Upper Range (P75) | $147,596 | $70.96 |
| Top Earners (P90) | $178,730 | $85.92 |
Median Salary Position
6.24% above the national average
2026 Salary Percentile Distribution in Gilroy
In Gilroy, CA, the financial advisor salary spread from the 10th to 90th percentile is $111,850 (2026 est.). At $115,310, the local median is 6.24% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Gilroy: You'd be in the lower-middle range
How Gilroy Financial Advisor Pay Compares
Gilroy median: $115,310/year (2026)
| Compared To | Median Salary | Gilroy Pays |
|---|---|---|
| National Average | $108,537 | +6.24% more |
Financial Advisors in Gilroy, CA earn a median of $115,310 per year (2026 est.), which is 6.24% higher than the national median of $108,537.
Cost-of-Living Adjusted Salary
Gilroy has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Gilroy, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $115,310 is competitive, the higher cost of living reduces purchasing power to an effective $101,954 — a 11.58% reduction.
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2019 BLS Actual
$93,332
2025 BLS Actual
$111,626
2026 Current Est.
$115,310
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Gilroy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $93,332 | Actual |
| 2020 | $94,904 | Actual |
| 2021 | $100,046 | Actual |
| 2022 | $101,342 | Actual |
| 2023 | $105,793 | Actual |
| 2024 | $158,406 | Actual |
| 2025 | $111,626 | Actual |
| 2026(current) | $115,310 | Estimated |
| 2027 | $119,115 | Projected |
Based on 7 years of BLS OEWS data for the Gilroy metropolitan area, the median financial advisor salary grew 19.6% from $93,332 (2019) to $111,626 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $119,115 by 2027 — a total increase of $25,783 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gilroy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $66,880 – $83,023 |
| 3-5 years (Mid Career) | $83,023 – $115,310 |
| 5+ years (Experienced) | $115,310 – $147,596 |
| 10+ years (Top Earner) | $147,596 – $178,730 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Gilroy
With only 10 financial advisors currently employed in Gilroy, the job market remains limited but stable, offering insight into compensation trends in this area. The cost of living index stands at 113.1, suggesting that while salaries are above the national average, the purchasing power may be affected by higher living expenses. Among local employers, wirehouses like Morgan Stanley and independent broker-dealers such as LPL Financial are likely to offer higher salaries compared to smaller RIA firms and insurance-affiliated companies. This variation in pay arises from factors such as book size, fee structures, and client bases—where higher net worth clients often result in substantial commissions or base fees. To maximize financial advisor pay in Gilroy, establishing a robust AUM can significantly enhance earnings, particularly through fee-only models at RIAs where advisors command a percentage of assets managed, emphasizing the importance of strategic growth in client relationships and investment opportunities.
More salary data for Gilroy, CA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $111,626 for financial advisorsin the Gilroy metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Gilroy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov