Financial Advisor Salary in Apple Valley, CA: $114,507 (2026)
Quick Answer:A full-time financial advisor in Apple Valley, CA earns a median $114,507/year (≈ $55.05/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2052). Once you factor in Apple Valley's price level (13% above national, BEA RPP 113.1), that paycheck buys what $101,244 would nationally. Nominal pay sits 0.7% below the California state average.
Based on BLS state-level estimates · View source
For financial advisors in Apple Valley, California, the 2026 projected median salary is $114,507, reflecting a competitive edge compared to the national figure of $108,537. This salary range varies significantly, with earnings stretching from $66,414 at the 10th percentile to $177,486 at the 90th percentile. These figures, based on 2025 BLS data projected to 2026, account for local cost-of-living adjustments. The distinct structural divide between wirehouses and Registered Investment Advisors (RIAs) shapes compensation packages, with advisory firms employing diverse compensation models that influence overall financial advisor pay in Apple Valley, CA. Market dynamics here suggest a keen demand for advisors, driven partly by the growing acceptance of fiduciary roles over traditional commission-based structures.
About the Apple Valley Market
Salary estimated from California average ($140,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $66,414 | $31.93 |
| Lower Range (P25) | $82,445 | $39.64 |
| Median (P50)(typical) | $114,507 | $55.05 |
| Upper Range (P75) | $146,569 | $70.46 |
| Top Earners (P90) | $177,486 | $85.33 |
Median Salary Position
5.50% above the national average
2026 Salary Percentile Distribution in Apple Valley
In Apple Valley, CA, the financial advisor salary spread from the 10th to 90th percentile is $111,072 (2026 est.). At $114,507, the local median is 5.5% above the national median of $108,537.
Salary Calculator
At 40 hours/week in Apple Valley: You'd be in the lower-middle range
How Apple Valley Financial Advisor Pay Compares
Apple Valley median: $114,507/year (2026)
| Compared To | Median Salary | Apple Valley Pays |
|---|---|---|
| California Average | $115,314 | -0.70% less |
| National Average | $108,537 | +5.50% more |
Financial Advisors in Apple Valley, CA earn a median of $114,507 per year (2026 est.), which is 5.50% higher than the national median of $108,537 and 0.70% below the California state average of $115,314.
Cost-of-Living Adjusted Salary
Apple Valley has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Apple Valley, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $114,507 is competitive, the higher cost of living reduces purchasing power to an effective $101,244 — a 11.58% reduction.
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2019 BLS Actual
$92,682
2025 BLS Actual
$110,849
2026 Current Est.
$114,507
2019–2027 Growth
+27.6%
Salary Trajectory for Financial Advisors in Apple Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $92,682 | Actual |
| 2020 | $94,243 | Actual |
| 2021 | $99,349 | Actual |
| 2022 | $100,637 | Actual |
| 2023 | $105,057 | Actual |
| 2024 | $157,302 | Actual |
| 2025 | $110,849 | Actual |
| 2026(current) | $114,507 | Estimated |
| 2027 | $118,286 | Projected |
Based on 7 years of BLS OEWS data for the Apple Valley metropolitan area, the median financial advisor salary grew 19.6% from $92,682 (2019) to $110,849 (2025). At a 3.30% compound annual growth rate, salaries are projected to reach $118,286 by 2027 — a total increase of $25,604 (27.63%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Apple Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $66,414 – $82,445 |
| 3-5 years (Mid Career) | $82,445 – $114,507 |
| 5+ years (Experienced) | $114,507 – $146,569 |
| 10+ years (Top Earner) | $146,569 – $177,486 |
CFP, FA salary ranges estimated from BLS percentile data. Individual financial advisor compensation varies by employer, certifications, and specialization.
Financial Advisor Job Market in Apple Valley
The local job market in Apple Valley currently employs only 19 financial advisors, creating a unique landscape where competition can impact earnings. With a cost-of-living index of 113.1, expenses are slightly above the national average, which can influence take-home pay. Notably, wirehouse firms like Morgan Stanley and Merrill Lynch often provide higher initial compensation but typically rely on commission-based models, which may limit long-term earnings potential compared to the fee-only structures at RIAs. The considerable pay disparity results from various factors, including AUM book size, credential premiums for CFPs and CFAs, and the presence of high-net-worth clients. To maximize financial advisor pay in Apple Valley, establishing a strong client base, focusing on fiduciary services, and enhancing credentials can be effective strategies.
More salary data for Apple Valley, CA:
Frequently Asked Questions
How much do financial advisors make in Apple Valley, CA in 2026?
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Can financial advisors make $100K in Apple Valley?
What is the cost-of-living adjusted financial advisor salary in Apple Valley?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $110,849 for financial advisorsin the Apple Valley metropolitan area. A 3.30% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Apple Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov