Financial Advisor Hourly Pay in Fredericksburg, TX: $39.23 (2026)
Quick Answer:Hourly pay for a financial advisor working in Fredericksburg, TX runs $39.23 at the median for 2026 — annualizing to $81,610 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Fredericksburg's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $40.87 nationally would. A 24-hour part-time schedule grosses $48,963 per year.
Based on BLS state-level estimates · View source
In Fredericksburg, Texas, financial advisors earn a median hourly pay of $39.23, which is significantly below the national median of $52.18. This disparity may stem from the cost of living index in Fredericksburg, which sits at 96, indicating a lower average expense compared to the national average. The hourly range for advisors in the area spans from $22.76 for entry-level positions to $60.81 for top earners, reflecting both experience and specialization within various financial environments. These professionals typically operate in diverse settings such as wirehouse branch offices, insurance agency offices, and during client visits, as well as increasingly through remote meetings. For part-time workers, such as those on a three-day workweek, this hourly rate translates into a more flexible work-life balance while still providing a respectable income dependent on hours worked.
About the Fredericksburg Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.76 | $182.06 |
| Lower Range (P25) | $28.25 | $226.02 |
| Median (P50) | $39.23 | $313.87 |
| Upper Range (P75) | $50.22 | $401.80 |
| Top Earners (P90) | $60.81 | $486.50 |
Estimated Annual Income by Work Schedule in Fredericksburg
Based on $39.23/hr median hourly rate · 2026 est.
At $39.23/hr, a financial advisor working full-time (40 hr/wk) in Fredericksburg, TX can expect to earn approximately $81,605 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $47,080. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Fredericksburg.
Hourly Rate Calculator
Schedule Comparison in Fredericksburg
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,569.33 | $6,800 | $81,605 |
| Part-Time (24 hrs) | $941.60 | $4,080 | $48,963 |
| Per Diem (16 hrs) | $627.73 | $2,720 | $32,642 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Fredericksburg) | $39.23 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Fredericksburg, TX earn a median of $81,610 per year (2026 est.), which is 24.81% lower than the national median of $108,537 and 5.90% below the Texas state average of $86,727.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $39.23/hr = $48,963/year (purchasing power: $51,003).
Working 40h/week (full-time) = $81,605/year (purchasing power: $85,006).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$31.76/hr
2025 BLS Actual
$37.98/hr
2026 Current Est.
$39.23/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Fredericksburg (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $31.76/hr | Actual |
| 2020 | $32.29/hr | Actual |
| 2021 | $34.04/hr | Actual |
| 2022 | $34.48/hr | Actual |
| 2023 | $36.00/hr | Actual |
| 2024 | $48.67/hr | Actual |
| 2025 | $37.98/hr | Actual |
| 2026(current) | $39.23/hr | Estimated |
| 2027 | $40.53/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Fredericksburg grew 19.6% from $31.76/hr (2019) to $37.98/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $40.53/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fredericksburg metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Fredericksburg
Financial advisors working on a part-time basis in Fredericksburg can expect to earn substantially less than their full-time counterparts, which could affect their lifestyle and benefits. By averaging around 24 hours of work per week, a financial advisor could take home approximately $49,000 annually. The per-diem financial advisor pay in Fredericksburg is also noteworthy, particularly for seasoned professionals who provide project-based services, often charging clients between $3,000 and $15,000 per plan. In comparing employer types, wirehouse advisors may earn more overall but often sacrifice benefits, while independent Registered Investment Advisors (RIAs) enjoy higher hourly rates but may lack health insurance. The trade-offs become apparent when negotiating rates; advisors should consider the value of benefits against hourly wages. For those entering negotiations, articulating the added value through credentials such as the CFP designation can enable them to command a more favorable financial advisor hourly rate TX.
More salary data for Fredericksburg, TX:
Frequently Asked Questions
What is the hourly rate for financial advisors in Fredericksburg in 2026?
How much do part-time financial advisors make in Fredericksburg?
Are financial advisors in Fredericksburg paid hourly or salary?
How much does a full-time financial advisor make per year in Fredericksburg?
Do financial advisors earn more per hour working part-time in Fredericksburg?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Fredericksburg. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Fredericksburg is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov