Financial Advisor Hourly Pay in Copperas Cove, TX: $40.29 (2026)
Quick Answer:Hourly pay for a financial advisor working in Copperas Cove, TX runs $40.29 at the median for 2026 — annualizing to $83,804 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Copperas Cove's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $41.97 nationally would. A 24-hour part-time schedule grosses $50,278 per year.
Based on BLS state-level estimates · View source

In Copperas Cove, TX, the financial advisor hourly pay is set at a median rate of $40.29, significantly lower than the national median of $52.18. This rate can impact individuals working part-time or on a per-diem basis, as they typically have flexible schedules across diverse settings including wirehouse branch offices, insurance agency offices, and virtual planning meetings. The hourly wage ranges from $23.37 for entry-level positions to $62.46 for top earners, illustrating a broad spectrum of earning potential. By understanding this hourly framework, advisors can better gauge what to expect in various roles, especially in a locality where the low cost of living index at 96 suggests affordability yet may limit financial advising fees relative to national standards.
About the Copperas Cove Market
Salary estimated from Texas average ($112,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.37 | $186.93 |
| Lower Range (P25) | $29.01 | $232.05 |
| Median (P50) | $40.29 | $322.30 |
| Upper Range (P75) | $51.57 | $412.54 |
| Top Earners (P90) | $62.46 | $499.64 |
Estimated Annual Income by Work Schedule in Copperas Cove
Based on $40.29/hr median hourly rate · 2026 est.
At $40.29/hr, a financial advisor working full-time (40 hr/wk) in Copperas Cove, TX can expect to earn approximately $83,797 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $48,344. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Copperas Cove.
Hourly Rate Calculator
Schedule Comparison in Copperas Cove
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,611.48 | $6,983 | $83,797 |
| Part-Time (24 hrs) | $966.89 | $4,190 | $50,278 |
| Per Diem (16 hrs) | $644.59 | $2,793 | $33,519 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Copperas Cove) | $40.29 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Copperas Cove, TX earn a median of $83,804 per year (2026 est.), which is 22.79% lower than the national median of $108,537 and 3.30% below the Texas state average of $86,664.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $40.29/hr = $50,278/year (purchasing power: $52,373).
Working 40h/week (full-time) = $83,797/year (purchasing power: $87,289).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$32.61/hr
2025 BLS Actual
$39.00/hr
2026 Current Est.
$40.29/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Copperas Cove (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $32.61/hr | Actual |
| 2020 | $33.16/hr | Actual |
| 2021 | $34.95/hr | Actual |
| 2022 | $35.41/hr | Actual |
| 2023 | $36.96/hr | Actual |
| 2024 | $49.98/hr | Actual |
| 2025 | $39.00/hr | Actual |
| 2026(current) | $40.29/hr | Estimated |
| 2027 | $41.62/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Copperas Cove grew 19.6% from $32.61/hr (2019) to $39.00/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $41.62/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Copperas Cove metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Copperas Cove
For part-time financial advisors in Copperas Cove, working three days a week for around 24 hours can yield an annual income that underscores the appeal of flexibility in the profession. On average, part-time professionals may earn considerably less than their full-time counterparts, highlighting the trade-offs in income stability versus work-life balance. In the context of per-diem or contractual roles, most entry-level advisors will find steady employment challenging; however, seasoned fiduciaries offering specialized services can charge between $3,000 and $15,000 for project-based financial plans. It’s crucial to navigate the variances in pay across different employer structures in Copperas Cove, from large wirehouses to independent RIA firms. As advisor roles increasingly shift towards fee-only fiduciary models, professionals may find themselves negotiating lower hourly rates for benefits such as health insurance, which can be a deciding factor for many. Understanding local market dynamics will help advisors negotiate effectively, ensuring that whether they are seeking financial advisor hourly pay in Copperas Cove or pursuing per diem financial advisor opportunities, they position themselves judiciously in a competitive landscape.
More salary data for Copperas Cove, TX:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Copperas Cove. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Copperas Cove is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov