Financial Advisor Hourly Pay in Warwick, RI: $42.43 (2026)
Quick Answer:Hourly pay for a financial advisor working in Warwick, RI runs $42.43 at the median for 2026 — annualizing to $88,237 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Warwick's regional price level (BEA RPP 100.5, 1% above national), each hour of work buys what $42.21 nationally would. A 24-hour part-time schedule grosses $52,947 per year.
Based on BLS state-level estimates · View source
In Warwick, RI, financial advisors earn a median hourly rate of $42.43, which is noticeably below the national median of $52.18. This rate reflects the market conditions and economic factors specific to the region and indicates opportunities for part-time and per-diem work. Advisors typically operate in various settings, including wirehouse branch offices, RIA conference rooms, and client visitations, providing flexibility for those who prefer non-traditional work schedules. With a projected hourly range from $24.61 at entry-level positions to $65.75 for experienced experts, financial advisors at both ends of the spectrum must navigate unique client demands and various compensation structures linked to the services they provide. The range illustrates that while the financial advisor hourly pay in Warwick is competitive for initial career stages, top-tier professionals can still command significant earnings based on their experience and expertise.
About the Warwick Market
Salary estimated from Rhode Island average ($108,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.61 | $196.85 |
| Lower Range (P25) | $30.55 | $244.37 |
| Median (P50) | $42.43 | $339.40 |
| Upper Range (P75) | $54.29 | $434.36 |
| Top Earners (P90) | $65.75 | $526.00 |
Estimated Annual Income by Work Schedule in Warwick
Based on $42.43/hr median hourly rate · 2026 est.
At $42.43/hr, a financial advisor working full-time (40 hr/wk) in Warwick, RI can expect to earn approximately $88,245 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $50,910. With a cost-of-living index of 100.50 (above the national average), these earnings may be offset by higher expenses in Warwick.
Hourly Rate Calculator
Schedule Comparison in Warwick
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,697.01 | $7,354 | $88,245 |
| Part-Time (24 hrs) | $1,018.21 | $4,412 | $52,947 |
| Per Diem (16 hrs) | $678.80 | $2,941 | $35,298 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Warwick) | $42.43 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Warwick, RI earn a median of $88,237 per year (2026 est.), which is 18.70% lower than the national median of $108,537 and 19.10% below the Rhode Island state average of $109,069.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $42.43/hr = $52,947/year (purchasing power: $52,683).
Working 40h/week (full-time) = $88,245/year (purchasing power: $87,806).
CoL index: 100.5 (100 = national average).
2019 BLS Actual
$34.34/hr
2025 BLS Actual
$41.07/hr
2026 Current Est.
$42.43/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Warwick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $34.34/hr | Actual |
| 2020 | $34.92/hr | Actual |
| 2021 | $36.81/hr | Actual |
| 2022 | $37.29/hr | Actual |
| 2023 | $38.92/hr | Actual |
| 2024 | $52.71/hr | Actual |
| 2025 | $41.07/hr | Actual |
| 2026(current) | $42.43/hr | Estimated |
| 2027 | $43.83/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Warwick grew 19.6% from $34.34/hr (2019) to $41.07/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $43.83/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Warwick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Warwick
Looking at the income potential for part-time financial advisors in Warwick, those working just three days a week for 24 hours might take home around $62,653 annually, considerably lower than their full-time counterparts. The per diem financial advisor pay in Warwick can be variable, particularly since project-based engagements are more prevalent among seasoned fiduciaries who often charge between $3,000 to $15,000 for comprehensive financial plans. The employer type also plays a crucial role in determining hourly wages. Advisors at large wirehouses like Morgan Stanley or Merrill Lynch typically experience pay structures tied to commissions, while phone advisors or fee-only fiduciaries at independent RIAs may have more predictable income stemming from asset-based compensation models. For those transitioning from positions offering benefits to flexible, high-rate work without insurance, it becomes essential to evaluate the trade-offs involved. When negotiating salaries, being informed and realistic about the local market can empower advisors to advocate effectively for their financial worth, ensuring they receive fair compensation for their skills and expertise.
More salary data for Warwick, RI:
Frequently Asked Questions
What is the hourly rate for financial advisors in Warwick in 2026?
How much do part-time financial advisors make in Warwick?
Are financial advisors in Warwick paid hourly or salary?
How much does a full-time financial advisor make per year in Warwick?
Do financial advisors earn more per hour working part-time in Warwick?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Rhode Island
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Warwick. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Warwick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov