Financial Advisor Hourly Pay in Utica, NY: $61.23 (2026)
Quick Answer:Hourly pay for a financial advisor working in Utica, NY runs $61.23 at the median for 2026 — annualizing to $127,348 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Utica's regional price level (BEA RPP 92.7, 7% below national), each hour of work buys what $66.06 nationally would. A 24-hour part-time schedule grosses $76,410 per year.
Official BLS data · View source

In 2026, financial advisors in Utica, NY, are projected to earn a median hourly rate of $61.23, which is significantly higher than the national median hourly wage of $52.18. This premium reflects the region's demand for qualified financial professionals who can serve in various capacities, including wirehouse branch offices, independent advisor firms, and remote meetings. For many, this hourly rate allows flexibility—advisors working part-time, such as three days a week, can expect to earn a substantial income, while per-diem arrangements in settings like client homes or financial planning consultations can offer great potential. The hourly earnings can range from $31.16 for those starting out to an impressive $223.27 for top-tier advisors in the field, highlighting the diverse opportunities available within the profession.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.16 | $249.24 |
| Lower Range (P25) | $37.26 | $298.08 |
| Median (P50) | $61.23 | $489.81 |
| Upper Range (P75) | $105.28 | $842.27 |
| Top Earners (P90) | $223.27 | $1786.18 |
Estimated Annual Income by Work Schedule in Utica
Based on $61.23/hr median hourly rate · 2026 est.
At $61.23/hr, a financial advisor working full-time (40 hr/wk) in Utica, NY can expect to earn approximately $127,350 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $73,471. With a cost-of-living index of 92.68 (below the national average), these earnings stretch further in Utica.
Hourly Rate Calculator
Schedule Comparison in Utica
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,449.04 | $10,612 | $127,350 |
| Part-Time (24 hrs) | $1,469.42 | $6,367 | $76,410 |
| Per Diem (16 hrs) | $979.61 | $4,245 | $50,940 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Utica) | $61.23 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Utica, NY earn a median of $127,348 per year (2026 est.), which is 17.33% higher than the national median of $108,537.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $61.23/hr = $76,410/year (purchasing power: $82,447).
Working 40h/week (full-time) = $127,350/year (purchasing power: $137,411).
CoL index: 92.678 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$55.96/hr
2025 BLS Actual
$59.27/hr
2026 Current Est.
$61.23/hr
2019–2027 Growth
+13.0%
Hourly Rate Trajectory for Financial Advisors in Utica (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $55.96/hr | Actual |
| 2020 | $55.07/hr | Actual |
| 2021 | $38.17/hr | Actual |
| 2022 | $52.57/hr | Actual |
| 2023 | $48.50/hr | Actual |
| 2024 | $62.47/hr | Actual |
| 2025 | $59.27/hr | Actual |
| 2026(current) | $61.23/hr | Estimated |
| 2027 | $63.25/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Utica grew 5.9% from $55.96/hr (2019) to $59.27/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $63.25/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Utica metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Utica
Looking at part-time work, a financial advisor in Utica, serving 24 hours per week, could potentially realize robust annual earnings despite not working full-time. The landscape for per-diem financial advisors, although less common at junior levels, can be lucrative for those with experience who offer project-based services. These advisors often charge from $3,000 to $15,000 for comprehensive financial plans, while small business retirement plan consulting can yield retainers of $5,000 to $25,000. Hourly rates can significantly differ depending on the employer type—be it a wirehouse like Morgan Stanley or an independent RIA. Some advisors may opt for lower hourly rates when health insurance is on the table, while others prioritize higher pay without benefits. Negotiating hourly rates in Utica requires an understanding of these dynamics, along with a firm grasp of the value provided through services, especially in a market that is increasingly favoring fiduciary practices.
More salary data for Utica, NY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Utica. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov