Financial Advisor Hourly Pay in Ashland, KY: $36.42 (2026)
Quick Answer:Hourly pay for a financial advisor working in Ashland, KY runs $36.42 at the median for 2026 — annualizing to $75,752 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Ashland's regional price level (BEA RPP 89.3, 11% below national), each hour of work buys what $40.79 nationally would. A 24-hour part-time schedule grosses $45,457 per year.
Based on BLS state-level estimates · View source
In Ashland, Kentucky, the financial advisor hourly pay is projected to be $36.42 in 2026, which represents a significant gap compared to the national hourly median of $52.18. This hourly rate allows financial professionals to maintain a flexible work schedule, making it viable for those interested in part-time opportunities, such as working three days a week. In typical environments like wirehouse branch offices or client meetings in HNW settings, earnings can vary significantly with entry-level positions starting around $21.12, while seasoned professionals might command rates as high as $56.45. The hourly figures are estimates derived from annual salary projections, giving insight into the earning potential for financial advisors operating within this vibrant market of Ashland.
About the Ashland Market
Salary estimated from Kentucky average ($82,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $21.12 | $169.00 |
| Lower Range (P25) | $26.22 | $209.74 |
| Median (P50) | $36.42 | $291.39 |
| Upper Range (P75) | $46.62 | $372.95 |
| Top Earners (P90) | $56.45 | $451.63 |
Estimated Annual Income by Work Schedule in Ashland
Based on $36.42/hr median hourly rate · 2026 est.
At $36.42/hr, a financial advisor working full-time (40 hr/wk) in Ashland, KY can expect to earn approximately $75,761 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $43,708. With a cost-of-living index of 89.30 (below the national average), these earnings stretch further in Ashland.
Hourly Rate Calculator
Schedule Comparison in Ashland
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,456.94 | $6,313 | $75,761 |
| Part-Time (24 hrs) | $874.17 | $3,788 | $45,457 |
| Per Diem (16 hrs) | $582.78 | $2,525 | $30,304 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Ashland) | $36.42 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Ashland, KY earn a median of $75,752 per year (2026 est.), which is 30.21% lower than the national median of $108,537 and 1.20% above the Kentucky state average of $74,854.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $36.42/hr = $45,457/year (purchasing power: $50,903).
Working 40h/week (full-time) = $75,761/year (purchasing power: $84,839).
CoL index: 89.3 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$29.48/hr
2025 BLS Actual
$35.26/hr
2026 Current Est.
$36.42/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Ashland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.48/hr | Actual |
| 2020 | $29.98/hr | Actual |
| 2021 | $31.60/hr | Actual |
| 2022 | $32.01/hr | Actual |
| 2023 | $33.42/hr | Actual |
| 2024 | $33.49/hr | Actual |
| 2025 | $35.26/hr | Actual |
| 2026(current) | $36.42/hr | Estimated |
| 2027 | $37.63/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Ashland grew 19.6% from $29.48/hr (2019) to $35.26/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $37.63/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ashland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Ashland
Earning potential as a part-time financial advisor in Ashland can diversify greatly with dedication and experience. For instance, a professional working a 3-day workweek, clocking in 24 hours, would translate to a taxable income significantly lower than full-time counterparts. Per diem or project-based work while less common for junior advisors can yield substantial remuneration for experienced fiduciaries, with fees for comprehensive financial plans ranging from $3,000 to $15,000. In Ashland, different employer types influence hourly pay rates—from wirehouses like Morgan Stanley to independent broker-dealers and insurance-affiliated firms—offering varying benefits and compensation structures. Although a lower hourly rate may be accepted for the security of health insurance at some organizations, others might valuate higher pay without benefits. This context emphasizes the importance of negotiation skills for financial advisors, especially in Ashland's evolving market, where understanding the specifics of retainer agreements and performance-based pay can significantly affect total earnings.
More salary data for Ashland, KY:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Ashland. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Ashland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov