Financial Advisor Hourly Pay in Crystal Lake, IL: $53.15 (2026)
Quick Answer:Hourly pay for a financial advisor working in Crystal Lake, IL runs $53.15 at the median for 2026 — annualizing to $110,542 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Crystal Lake's regional price level (BEA RPP 97.1, 3% below national), each hour of work buys what $54.74 nationally would. A 24-hour part-time schedule grosses $66,329 per year.
Based on BLS state-level estimates · View source
Financial advisors in Crystal Lake, IL are expected to earn a median hourly rate of $53.15 in 2026, slightly above the national median of $52.18. This hourly rate is encouraging for both full-time and part-time financial advisors, particularly those who might work three days a week or on a per-diem basis in a variety of typical settings such as wirehouse branch offices or virtual planning meetings. The hourly pay range for this profession in Crystal Lake runs from $30.82 for entry-level positions up to $82.37 for top earners, allowing for flexibility in working hours and opportunities for those who prefer to consult with clients at home or in office visits for high-net-worth individuals. These estimates are derived from annual salary data, providing a well-rounded picture for potential advisors considering a career in financial planning.
About the Crystal Lake Market
Salary estimated from Illinois average ($115,000) adjusted for local cost of living.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $30.82 | $246.60 |
| Lower Range (P25) | $38.26 | $306.10 |
| Median (P50) | $53.15 | $425.18 |
| Upper Range (P75) | $68.02 | $544.18 |
| Top Earners (P90) | $82.37 | $658.97 |
Estimated Annual Income by Work Schedule in Crystal Lake
Based on $53.15/hr median hourly rate · 2026 est.
At $53.15/hr, a financial advisor working full-time (40 hr/wk) in Crystal Lake, IL can expect to earn approximately $110,548 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $63,777. With a cost-of-living index of 97.10 (below the national average), these earnings stretch further in Crystal Lake.
Hourly Rate Calculator
Schedule Comparison in Crystal Lake
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,125.91 | $9,212 | $110,548 |
| Part-Time (24 hrs) | $1,275.55 | $5,527 | $66,329 |
| Per Diem (16 hrs) | $850.37 | $3,685 | $44,219 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Crystal Lake) | $53.15 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Crystal Lake, IL earn a median of $110,542 per year (2026 est.), which is 1.85% higher than the national median of $108,537 and 4.80% below the Illinois state average of $116,116.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $53.15/hr = $66,329/year (purchasing power: $68,309).
Working 40h/week (full-time) = $110,548/year (purchasing power: $113,849).
CoL index: 97.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$43.02/hr
2025 BLS Actual
$51.45/hr
2026 Current Est.
$53.15/hr
2019–2027 Growth
+27.6%
Hourly Rate Trajectory for Financial Advisors in Crystal Lake (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $43.02/hr | Actual |
| 2020 | $43.74/hr | Actual |
| 2021 | $46.11/hr | Actual |
| 2022 | $46.71/hr | Actual |
| 2023 | $48.76/hr | Actual |
| 2024 | $51.12/hr | Actual |
| 2025 | $51.45/hr | Actual |
| 2026(current) | $53.15/hr | Estimated |
| 2027 | $54.90/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Crystal Lake grew 19.6% from $43.02/hr (2019) to $51.45/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $54.90/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Crystal Lake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Crystal Lake
Part-time financial advisors in Crystal Lake can find lucrative opportunities, particularly when balancing their schedules around a three-day workweek, which translates to approximately 24 hours a week. This would yield an annual income significantly lower than full-time counterparts but still substantial, particularly as experienced financial advisors can command high hourly rates for project-based work, such as comprehensive financial plans that might range from $3,000 to $15,000 each. The varied employer landscape in Crystal Lake shows differing hourly rates, with wirehouses like Morgan Stanley and independent broker-dealers offering distinct compensation packages. Self-employed advisors or those at smaller firms may negotiate rates based on the absence of benefits, which could sway their decisions for stability versus flexibility in work. Successfully negotiating hourly pay often involves defining one's value, especially in a market where the fiduciary RIA model is increasingly seen as advantageous compared to traditional commission-based frameworks.
More salary data for Crystal Lake, IL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Crystal Lake. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Crystal Lake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov