Financial Advisor Hourly Pay in Pensacola, FL: $34.88 (2026)
Quick Answer:Hourly pay for a financial advisor working in Pensacola, FL runs $34.88 at the median for 2026 — annualizing to $72,558 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 13-2052). Weighted against Pensacola's regional price level (BEA RPP 97.7, 2% below national), each hour of work buys what $35.70 nationally would. A 24-hour part-time schedule grosses $43,536 per year.
Official BLS data · View source
In 2026, financial advisors in Pensacola, FL, are projected to earn a median hourly rate of $34.88, which is significantly lower than the national median of $52.18. This discrepancy positions local advisors at a financial disadvantage compared to their counterparts nationwide. For those considering part-time roles, such as working three days a week, this translates into a steady income that can support various lifestyles while allowing for flexibility in their professional commitments. Additionally, per-diem workers typically operate in diverse settings like wirehouse branch offices, insurance agency offices, and even client homes, which further shapes their earnings based on the hourly range—starting from $22.96 for entry-level positions up to $136.79 for top earners. This makes financial advisor hourly pay in Pensacola an interesting proposition for both newly minted professionals and seasoned individuals seeking remote or flexible engagements.
Financial Advisor Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.96 | $183.71 |
| Lower Range (P25) | $24.41 | $195.28 |
| Median (P50) | $34.88 | $279.08 |
| Upper Range (P75) | $61.00 | $487.99 |
| Top Earners (P90) | $136.79 | $1094.32 |
Estimated Annual Income by Work Schedule in Pensacola
Based on $34.88/hr median hourly rate · 2026 est.
At $34.88/hr, a financial advisor working full-time (40 hr/wk) in Pensacola, FL can expect to earn approximately $72,560 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $41,861. With a cost-of-living index of 97.72 (below the national average), these earnings stretch further in Pensacola.
Hourly Rate Calculator
Schedule Comparison in Pensacola
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,395.38 | $6,047 | $72,560 |
| Part-Time (24 hrs) | $837.23 | $3,628 | $43,536 |
| Per Diem (16 hrs) | $558.15 | $2,419 | $29,024 |
Compare CFP, FA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Financial Advisor (Pensacola) | $34.88 |
| Financial Analyst (National Avg) | $47.61 |
| Accountant / Auditor (National Avg) | $39.88 |
| Insurance Sales Agent (National Avg) | $29.02 |
| Securities / Commodities Sales Agent (National Avg) | $35.30 |
Financial Advisors in Pensacola, FL earn a median of $72,558 per year (2026 est.), which is 33.15% lower than the national median of $108,537 and 27.00% below the Florida state average of $99,394.
Financial Advisor Hourly Pay vs. Cost of Living
Working 24h/week at $34.88/hr = $43,536/year (purchasing power: $44,553).
Working 40h/week (full-time) = $72,560/year (purchasing power: $74,255).
CoL index: 97.717 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.49/hr
2025 BLS Actual
$33.77/hr
2026 Current Est.
$34.88/hr
2019–2027 Growth
+53.4%
Hourly Rate Trajectory for Financial Advisors in Pensacola (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.49/hr | Actual |
| 2020 | $21.20/hr | Actual |
| 2021 | $34.56/hr | Actual |
| 2022 | $36.51/hr | Actual |
| 2023 | $38.10/hr | Actual |
| 2024 | $35.82/hr | Actual |
| 2025 | $33.77/hr | Actual |
| 2026(current) | $34.88/hr | Estimated |
| 2027 | $36.04/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for financial advisors in Pensacola grew 43.8% from $23.49/hr (2019) to $33.77/hr (2025). At a 3.30% projected growth rate, hourly pay is expected to reach $36.04/hr by 2027. Part-time and per-diem financial advisors can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pensacola metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Financial Advisor in Pensacola
For part-time financial advisors working around 24 hours a week, the earnings can vary significantly compared to full-time positions. While full-time advisors may maximize their income potential, those who work less can still enjoy a comfortable lifestyle, albeit with a lower annual income. The freelance market in financial advising remains rather niche, with senior fiduciary advisors commanding fees for project-based financial plans ranging from $3,000-$15,000. Opportunities for per diem financial advisor pay in Pensacola are generally more attractive for experienced professionals, particularly when working with established businesses where retainer models can yield $5,000-$25,000 annually. Depending on the type of firm—whether it’s a large wirehouse, an independent broker-dealer, or a fee-only RIA—hourly rates will vary, as many advisors weigh the trade-off between competitive pay and benefits like health insurance. Understanding the nuances of hourly negotiations is crucial for those in this market, providing insight into how to navigate compensation packages effectively while fostering long-term professional relationships in the evolving financial services sector.
More salary data for Pensacola, FL:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for financial advisors in Pensacola. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov