Financial Advisor Pay

Entry-Level Financial Advisor Salary in Lake Stevens, WA: $58,315 (2026)

Quick Answer:New financial advisors entering the Lake Stevens, WA job market in 2026 can expect a starting salary around $58,315 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Lake Stevens's local price level (BEA RPP 107.47% above national), a first-year paycheck buys what $54,297 would in average-cost America. Most reach the city median ($100,543) within a few years of clinical practice.

$58,315
Starting Salary
$28.04/hr
Starting Hourly
$58,315
Entry Level
$100,543
Career Median Target

Based on BLS state-level estimates · View source

Financial Advisor Entry Level Salary in Lake Stevens, WA — 2026 est., based on 2025 BLS
Lake Stevens, WA financial advisor entry level salary overview (2026 est., based on 2025 BLS)

Starting compensation for new financial advisors in Lake Stevens is projected to be around $58,315 in 2026, which sets a solid foundation for recent graduates entering the field. This starting financial advisor salary in Lake Stevens is notably lower than the city’s median of $100,543, highlighting the typical growth trajectory early in a career. However, advisors can expect significant salary advancements within their first few years, with earnings moving toward the $72,602 mark at the 25th percentile and eventually approaching the city’s median. Currently, Lake Stevens presents a favorable job market for new graduates pursuing financial advisory roles, primarily due to the area's growing demand for financial planning services and a supportive community of established firms.

About the Lake Stevens Market

Salary estimated from Washington average ($118,000) adjusted for local cost of living.

Career Earnings Timeline in Lake Stevens

Year 0-2

New Graduate

$58,315/yr
Year 2-5

Early Career

$72,602/yr
Year 5-10

Mid Career

$100,543/yr
Year 10+

Experienced

$128,695/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Lake Stevens

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Lake Stevens. The median salary is $100,543, compared to the national median of $108,537.$52.5K$80.3K$108.1K$135.8K$163.6K$58.3K10th Pctl$72.6K25th Pctl$100.5KMedian$128.7K75th Pctl$155.8K90th PctlUS Median$108.5K

Entry-level financial advisors in Lake Stevens, WA typically start between $58,315 and $72,602 per year (2026 est.). The full salary range spans $97,526 from the 10th to 90th percentile, with the local median at $100,5437.37% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Lake Stevens metro area.

Return on Investment

$58,000
Avg WA Program Cost
$58,315
Starting Salary
99.46%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average financial planning program cost in Washington of $58,000 represents just 99.46% of the starting financial advisor pay ($58,315/year) in Lake Stevens. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in Lake Stevens

  • 1Research the Lake Stevens market: entry-level financial advisor pay ranges from $58,315 to $72,602, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in WA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Lake Stevens, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Lake Stevens for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Lake Stevens's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in Lake Stevens is $97,526 ( 167.24%) between entry-level and top earners. Starting at $58,315, experienced hygienists can earn up to $155,841.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$48,309

2025 BLS Actual

$56,452

2026 Current Est.

$58,315

2019–2027 Growth

+24.7%

Salary Trajectory for Financial Advisors in Lake Stevens (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Lake Stevens. Baseline $48,309 in 2025, projected to $60,239 by 2027.$43.8K$51.7K$59.7K$67.7K$75.6K2019202020212022202320242025202620272025 BLS$48.3K$49.6K$53.5K$52.5K$54.8K$71.1K$56.5K$58.3K$60.2K
YearAnnual SalaryStatus
2019$48,309Actual
2020$49,602Actual
2021$53,505Actual
2022$52,527Actual
2023$54,810Actual
2024$71,091Actual
2025$56,452Actual
2026(current)$58,315Estimated
2027$60,239Projected

Entry-level financial advisor compensation (10th percentile) in Lake Stevens, WA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $48,309 in 2019 to $56,452 in 2025. By 2027, starting salaries are projected to reach $60,239. New graduates entering the Lake Stevens job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Lake Stevens metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in Lake Stevens

In Lake Stevens, entry-level opportunities primarily arise from well-known insurance agencies like Northwestern Mutual, Edward Jones, and MassMutual. These employers often actively seek new graduates, offering structured onboarding programs that may include bonuses against commissions for the early stages in the industry. Meanwhile, registered investment advisors (RIAs) also welcome entry-level candidates, particularly those pursuing a Certified Financial Planner (CFP) credential, as they value a client-service-focused approach. For those entering the profession, obtaining licenses like Series 7 and Series 66 significantly enhances starting salaries, along with credentials such as a CFA or CPA. Over the first three years, new advisors can realistically expect their earnings to align with the changing landscape of the financial industry, which is increasingly shifting toward a fee-only model at RIAs, compared to the traditional commission-based structure at wirehouses. This shift suggests strategic career planning should align with these trends, as gaining experience in asset management can lead to salary increases that reflect the expected industry growth rate of 3.30% annually.

Frequently Asked Questions

What is the starting salary for financial advisors in Lake Stevens in 2026?

Entry-level financial advisors in Lake Stevens start at approximately $58,315/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $28.04/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in Lake Stevens?

Most financial advisors in Lake Stevens progress from the entry-level salary of $58,315 to the area median of $100,543 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $155,841 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in Lake Stevens?

With a starting salary of $58,315/year in Lake Stevens and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in Lake Stevens?

New financial planning graduates in Lake Stevens typically start near the 10th percentile at $58,315/year, or approximately $28.04/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Washington?

To become a licensed financial advisor in Washington, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Washington, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Washington

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Lake Stevens. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Lake Stevens is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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