Entry-Level Financial Advisor Salary in Layton, UT: $38,657 (2026)
Quick Answer:New financial advisors entering the Layton, UT job market in 2026 can expect a starting salary around $38,657 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Layton's local price level (BEA RPP 98.1 — 2% below national), a first-year paycheck buys what $39,406 would in average-cost America. Most reach the city median ($66,650) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For new graduates entering the financial advisory landscape in Layton, Utah, the estimated starting financial advisor salary in 2026 is projected to begin around $38,657, reflecting the lower end of the pay scale in the area. While this figure contrasts with the city's median annual salary of $66,650, ambitious newcomers can expect to build their earnings over time as they gain experience and develop their client base. The growth trajectory from entry-level positions can be promising, progressing towards approximately $47,988 after a few years in the field. Given Layton's favorable economic climate and its evolving financial services industry, it presents a viable opportunity for fresh graduates aiming to establish themselves in the advisory profession.
About the Layton Market
Salary estimated from Utah average ($92,000) adjusted for local cost of living.
Career Earnings Timeline in Layton
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Layton
Entry-level financial advisors in Layton, UT typically start between $38,657 and $47,988 per year (2026 est.). The full salary range spans $64,651 from the 10th to 90th percentile, with the local median at $66,650 — 38.59% below the national median.
Return on Investment
The average financial planning program cost in Utah of $42,000 represents just 108.65% of the starting financial advisor pay ($38,657/year) in Layton. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Layton
- 1Research the Layton market: entry-level financial advisor pay ranges from $38,657 to $47,988, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Layton, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Layton for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Layton's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Layton is $64,651 ( 167.24%) between entry-level and top earners. Starting at $38,657, experienced hygienists can earn up to $103,308.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$32,024
2025 BLS Actual
$37,422
2026 Current Est.
$38,657
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Layton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $32,024 | Actual |
| 2020 | $32,881 | Actual |
| 2021 | $35,469 | Actual |
| 2022 | $34,820 | Actual |
| 2023 | $36,333 | Actual |
| 2024 | $52,041 | Actual |
| 2025 | $37,422 | Actual |
| 2026(current) | $38,657 | Estimated |
| 2027 | $39,933 | Projected |
Entry-level financial advisor compensation (10th percentile) in Layton, UT grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $32,024 in 2019 to $37,422 in 2025. By 2027, starting salaries are projected to reach $39,933. New graduates entering the Layton job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Layton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Layton
In Layton, several employers actively recruit new graduates eager to kickstart their careers as financial advisors. Major firms such as Northwestern Mutual, Edward Jones, and MassMutual often provide structured training and ramp-up plans that combine salaries with commission-based incentives, making the entry-level financial advisor pay in UT more attractive for newcomers. Additionally, wirehouses historically offered training programs, but many have scaled back their hiring, leading to a shift towards hiring from the registered investment advisor sector. To enhance their job prospects and starting salaries, candidates should consider obtaining a Series 7 license and pursuing a Certified Financial Planner (CFP) credential, which is becoming increasingly essential in the current market. First-time advisors typically experience salary growth as they transition from commission-based structures to fee-only models, particularly within RIAs that often offer AUM-based compensation. With this market trend, new financial advisors can expect realistic salary growth within their first few years, positioning themselves effectively for a sustainable and rewarding career in Layton’s financial landscape.
More salary data for Layton, UT:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Layton. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Layton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov