Financial Advisor Pay

Entry-Level Financial Advisor Salary in Plymouth, MA: $76,327 (2026)

Quick Answer:New financial advisors entering the Plymouth, MA job market in 2026 can expect a starting salary around $76,327 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Plymouth's local price level (BEA RPP 108.59% above national), a first-year paycheck buys what $70,347 would in average-cost America. Most reach the city median ($131,598) within a few years of clinical practice.

$76,327
Starting Salary
$36.69/hr
Starting Hourly
$76,327
Entry Level
$131,598
Career Median Target

Based on BLS state-level estimates · View source

Financial Advisor Entry Level Salary in Plymouth, MA — 2026 est., based on 2025 BLS
Plymouth, MA financial advisor entry level salary overview (2026 est., based on 2025 BLS)

In 2026, new graduates entering the financial advisory field in Plymouth, Massachusetts can expect a starting financial advisor salary of around $76,327. This initial pay represents a substantial disparity when compared to the city’s median annual salary of $131,598. However, there is significant room for growth in this career path; as early-career financial advisors gain experience, they can realistically anticipate salaries rising toward the P25 level of $94,751 within the first few years. Given Plymouth's developing financial market, which features various established firms, new graduates might find it a promising locale for cultivating their careers and achieving speedier salary advancements.

About the Plymouth Market

Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.

Career Earnings Timeline in Plymouth

Year 0-2

New Graduate

$76,327/yr
Year 2-5

Early Career

$94,751/yr
Year 5-10

Mid Career

$131,598/yr
Year 10+

Experienced

$168,445/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Plymouth

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Plymouth. The median salary is $131,598, compared to the national median of $108,537.$68.7K$105.1K$141.4K$177.8K$214.2K$76.3K10th Pctl$94.8K25th Pctl$131.6KMedian$168.4K75th Pctl$204.0K90th PctlUS Median$108.5K

Entry-level financial advisors in Plymouth, MA typically start between $76,327 and $94,751 per year (2026 est.). The full salary range spans $127,650 from the 10th to 90th percentile, with the local median at $131,59821.25% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Plymouth metro area.

Return on Investment

$88,000
Avg MA Program Cost
$76,327
Starting Salary
115.29%
Cost-to-Salary Ratio
1.2 yr
Payback Estimate

The average financial planning program cost in Massachusetts of $88,000 represents just 115.29% of the starting financial advisor pay ($76,327/year) in Plymouth. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in Plymouth

  • 1Research the Plymouth market: entry-level financial advisor pay ranges from $76,327 to $94,751, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Plymouth, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Plymouth for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Plymouth's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in Plymouth is $127,650 ( 167.24%) between entry-level and top earners. Starting at $76,327, experienced hygienists can earn up to $203,977.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$63,230

2025 BLS Actual

$73,889

2026 Current Est.

$76,327

2019–2027 Growth

+24.7%

Salary Trajectory for Financial Advisors in Plymouth (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Plymouth. Baseline $63,230 in 2025, projected to $78,846 by 2027.$56.6K$68.2K$79.8K$91.3K$102.9K2019202020212022202320242025202620272025 BLS$63.2K$64.9K$70.0K$68.8K$71.7K$96.3K$73.9K$76.3K$78.8K
YearAnnual SalaryStatus
2019$63,230Actual
2020$64,923Actual
2021$70,032Actual
2022$68,751Actual
2023$71,740Actual
2024$96,307Actual
2025$73,889Actual
2026(current)$76,327Estimated
2027$78,846Projected

Entry-level financial advisor compensation (10th percentile) in Plymouth, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $63,230 in 2019 to $73,889 in 2025. By 2027, starting salaries are projected to reach $78,846. New graduates entering the Plymouth job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Plymouth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in Plymouth

For aspiring financial advisors targeting their entry-level roles, several key employers in Plymouth actively recruit new grads. Local firms such as Northwestern Mutual, Edward Jones, and MassMutual provide structured training programs to support onboarding, often combining base pay with commission incentives. Additionally, Registered Investment Advisors (RIAs) are increasingly on the lookout for candidates who hold CFP credentials or come from a robust client-service background. To enhance their marketability, new advisors should focus on obtaining relevant certifications such as Series 7 and Series 66 licenses, alongside optional designations like CFP and CFA, which can elevate their starting compensation in a competitive landscape. Given the ongoing bifurcation of the industry, with RIAs emphasizing fee-only models and traditional wirehouses shifting toward employee-advisor structures, developing a diverse skill set will be vital for navigating career growth effectively within the first few years in this dynamic field.

Frequently Asked Questions

What is the starting salary for financial advisors in Plymouth in 2026?

Entry-level financial advisors in Plymouth start at approximately $76,327/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $36.70/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in Plymouth?

Most financial advisors in Plymouth progress from the entry-level salary of $76,327 to the area median of $131,598 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $203,977 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in Plymouth?

With a starting salary of $76,327/year in Plymouth and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in Plymouth?

New financial planning graduates in Plymouth typically start near the 10th percentile at $76,327/year, or approximately $36.70/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Massachusetts?

To become a licensed financial advisor in Massachusetts, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Massachusetts, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Massachusetts

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Plymouth. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Plymouth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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