Entry-Level Financial Advisor Salary in Fall River, MA: $74,838 (2026)
Quick Answer:New financial advisors entering the Fall River, MA job market in 2026 can expect a starting salary around $74,838 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Fall River's local price level (BEA RPP 108.5 — 9% above national), a first-year paycheck buys what $68,975 would in average-cost America. Most reach the city median ($129,031) within a few years of clinical practice.
Based on BLS state-level estimates · View source

In 2026, new graduates seeking their first role as financial advisors in Fall River can expect starting salaries around $74,838, which is significantly below the city’s median of $129,031. This entry-level pay offers a launching pad that can grow over the first three to five years, potentially reaching the 25th percentile at approximately $92,902 as experience and client portfolios develop. With a moderate growth rate of 3.30% projected annually, the Fall River market presents a promising opportunity for newcomers—although it remains critical for aspiring advisors to strategically enhance their skills and credentials early in their careers to maximize their earning potential.
About the Fall River Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Career Earnings Timeline in Fall River
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Fall River
Entry-level financial advisors in Fall River, MA typically start between $74,838 and $92,902 per year (2026 est.). The full salary range spans $125,160 from the 10th to 90th percentile, with the local median at $129,031 — 18.88% above the national median.
Return on Investment
The average financial planning program cost in Massachusetts of $88,000 represents just 117.59% of the starting financial advisor pay ($74,838/year) in Fall River. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Fall River
- 1Research the Fall River market: entry-level financial advisor pay ranges from $74,838 to $92,902, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Fall River, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Fall River for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Fall River's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Fall River is $125,160 ( 167.24%) between entry-level and top earners. Starting at $74,838, experienced hygienists can earn up to $199,998.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,996
2025 BLS Actual
$72,447
2026 Current Est.
$74,838
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Fall River (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,996 | Actual |
| 2020 | $63,656 | Actual |
| 2021 | $68,665 | Actual |
| 2022 | $67,409 | Actual |
| 2023 | $70,340 | Actual |
| 2024 | $94,428 | Actual |
| 2025 | $72,447 | Actual |
| 2026(current) | $74,838 | Estimated |
| 2027 | $77,307 | Projected |
Entry-level financial advisor compensation (10th percentile) in Fall River, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $61,996 in 2019 to $72,447 in 2025. By 2027, starting salaries are projected to reach $77,307. New graduates entering the Fall River job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fall River metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Fall River
Several firms in Fall River actively recruit entry-level financial advisors, including prominent insurance agencies like Northwestern Mutual, Edward Jones, and MassMutual, which provide structured training programs along with commission bonuses. Additionally, banks in the area often prefer candidates with MBA or CFA qualifications for their wealth management divisions, while Registered Investment Advisors (RIAs) are increasingly on the lookout for associate advisors coming from a CFP candidate pool. To distinguish themselves and boost their starting financial advisor salary in Fall River, new grads should consider obtaining relevant credentials such as the Series 7 and Series 66 licenses and possibly pursuing the CFP designation, recognized as the gold standard in financial planning. Given the current trends shifting toward fee-only RIA models, along with a growing emphasis on fiduciary practices, new financial advisors can anticipate a realistic salary progression over the first few years as they establish themselves within this evolving industry.
More salary data for Fall River, MA:
Frequently Asked Questions
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Fall River. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Fall River is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov