Financial Advisor Pay

Entry-Level Financial Advisor Salary in Fall River, MA: $74,838 (2026)

Quick Answer:New financial advisors entering the Fall River, MA job market in 2026 can expect a starting salary around $74,838 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Fall River's local price level (BEA RPP 108.59% above national), a first-year paycheck buys what $68,975 would in average-cost America. Most reach the city median ($129,031) within a few years of clinical practice.

$74,838
Starting Salary
$35.98/hr
Starting Hourly
$74,838
Entry Level
$129,031
Career Median Target

Based on BLS state-level estimates · View source

Financial Advisor Entry Level Salary in Fall River, MA — 2026 est., based on 2025 BLS
Fall River, MA financial advisor entry level salary overview (2026 est., based on 2025 BLS)

In 2026, new graduates seeking their first role as financial advisors in Fall River can expect starting salaries around $74,838, which is significantly below the city’s median of $129,031. This entry-level pay offers a launching pad that can grow over the first three to five years, potentially reaching the 25th percentile at approximately $92,902 as experience and client portfolios develop. With a moderate growth rate of 3.30% projected annually, the Fall River market presents a promising opportunity for newcomers—although it remains critical for aspiring advisors to strategically enhance their skills and credentials early in their careers to maximize their earning potential.

About the Fall River Market

Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.

Career Earnings Timeline in Fall River

Year 0-2

New Graduate

$74,838/yr
Year 2-5

Early Career

$92,902/yr
Year 5-10

Mid Career

$129,031/yr
Year 10+

Experienced

$165,160/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Fall River

Vertical bar chart of 10th through 90th percentile salaries for financial advisors in Fall River. The median salary is $129,031, compared to the national median of $108,537.$67.4K$103.0K$138.7K$174.3K$210.0K$74.8K10th Pctl$92.9K25th Pctl$129.0KMedian$165.2K75th Pctl$200.0K90th PctlUS Median$108.5K

Entry-level financial advisors in Fall River, MA typically start between $74,838 and $92,902 per year (2026 est.). The full salary range spans $125,160 from the 10th to 90th percentile, with the local median at $129,03118.88% above the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of financial advisor pay in the Fall River metro area.

Return on Investment

$88,000
Avg MA Program Cost
$74,838
Starting Salary
117.59%
Cost-to-Salary Ratio
1.2 yr
Payback Estimate

The average financial planning program cost in Massachusetts of $88,000 represents just 117.59% of the starting financial advisor pay ($74,838/year) in Fall River. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.

CFP, FA Salary Negotiation Tips for New Graduates in Fall River

  • 1Research the Fall River market: entry-level financial advisor pay ranges from $74,838 to $92,902, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Fall River, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Fall River for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Fall River's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Financial Advisor Compensation Range

The financial advisor wage spread in Fall River is $125,160 ( 167.24%) between entry-level and top earners. Starting at $74,838, experienced hygienists can earn up to $199,998.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$61,996

2025 BLS Actual

$72,447

2026 Current Est.

$74,838

2019–2027 Growth

+24.7%

Salary Trajectory for Financial Advisors in Fall River (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.

BLS Actual Estimated Projected
Salary trajectory chart for financial advisors in Fall River. Baseline $61,996 in 2025, projected to $77,307 by 2027.$55.5K$66.9K$78.2K$89.6K$100.9K2019202020212022202320242025202620272025 BLS$62.0K$63.7K$68.7K$67.4K$70.3K$94.4K$72.4K$74.8K$77.3K
YearAnnual SalaryStatus
2019$61,996Actual
2020$63,656Actual
2021$68,665Actual
2022$67,409Actual
2023$70,340Actual
2024$94,428Actual
2025$72,447Actual
2026(current)$74,838Estimated
2027$77,307Projected

Entry-level financial advisor compensation (10th percentile) in Fall River, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $61,996 in 2019 to $72,447 in 2025. By 2027, starting salaries are projected to reach $77,307. New graduates entering the Fall River job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Fall River metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your financial planning Career in Fall River

Several firms in Fall River actively recruit entry-level financial advisors, including prominent insurance agencies like Northwestern Mutual, Edward Jones, and MassMutual, which provide structured training programs along with commission bonuses. Additionally, banks in the area often prefer candidates with MBA or CFA qualifications for their wealth management divisions, while Registered Investment Advisors (RIAs) are increasingly on the lookout for associate advisors coming from a CFP candidate pool. To distinguish themselves and boost their starting financial advisor salary in Fall River, new grads should consider obtaining relevant credentials such as the Series 7 and Series 66 licenses and possibly pursuing the CFP designation, recognized as the gold standard in financial planning. Given the current trends shifting toward fee-only RIA models, along with a growing emphasis on fiduciary practices, new financial advisors can anticipate a realistic salary progression over the first few years as they establish themselves within this evolving industry.

Frequently Asked Questions

What is the starting salary for financial advisors in Fall River in 2026?

Entry-level financial advisors in Fall River start at approximately $74,838/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.30% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $35.98/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do financial advisor salaries grow in Fall River?

Most financial advisors in Fall River progress from the entry-level salary of $74,838 to the area median of $129,031 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $199,998 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is financial planning school worth it in Fall River?

With a starting salary of $74,838/year in Fall River and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new financial advisors recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new financial advisors make right out of school in Fall River?

New financial planning graduates in Fall River typically start near the 10th percentile at $74,838/year, or approximately $35.98/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a financial advisor in Massachusetts?

To become a licensed financial advisor in Massachusetts, you typically need bachelor's degree typically required (finance, economics, accounting, or business). career credentials: series 7 + series 65 or 66 (finra exams) for licensed advisors; cfp (certified financial planner) for fee-based planning; cfa (chartered financial analyst) for investment-focused work; chfc for insurance-focused. most paths require 2-3 years of supervised experience plus exam pass., then pass the required national and state licensing examinations. Most states, including Massachusetts, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some financial advisors pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Massachusetts

JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Fall River. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Fall River is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov

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