Entry-Level Financial Advisor Salary in Everett, MA: $74,438 (2026)
Quick Answer:New financial advisors entering the Everett, MA job market in 2026 can expect a starting salary around $74,438 (BLS 10th-percentile benchmark for SOC 13-2052, projected from 2025 OEWS data). Stripping out Everett's local price level (BEA RPP 108.5 — 9% above national), a first-year paycheck buys what $68,606 would in average-cost America. Most reach the city median ($128,341) within a few years of clinical practice.
Based on BLS state-level estimates · View source

In 2026, new graduates stepping into the financial advisor role in Everett, MA can expect starting salaries that reflect the evolving market conditions. The entry-level financial advisor salary in Everett has a projected lower range of $74,438, significantly less than the city's median annual salary of $128,341. For those setting realistic expectations, the journey from entry-level to a more established position can see salaries grow towards the first quartile at $92,406 within a few years. Given the projected growth rate of 3.30%, this indicates a promising upward trajectory for new financial advisors, suggesting that Everett can be a favorable market for recent graduates eager to establish their careers in financial advising while earning competitive salaries.
About the Everett Market
Salary estimated from Massachusetts average ($152,000) adjusted for local cost of living.
Career Earnings Timeline in Everett
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Everett
Entry-level financial advisors in Everett, MA typically start between $74,438 and $92,406 per year (2026 est.). The full salary range spans $124,491 from the 10th to 90th percentile, with the local median at $128,341 — 18.25% above the national median.
Return on Investment
The average financial planning program cost in Massachusetts of $88,000 represents just 118.22% of the starting financial advisor pay ($74,438/year) in Everett. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition plus licensing exam fees (Series 7, 63/66) and optional CFP certification program costs. Continuing education is required for license maintenance.
CFP, FA Salary Negotiation Tips for New Graduates in Everett
- 1Research the Everett market: entry-level financial advisor pay ranges from $74,438 to $92,406, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the financial planning field — employers in MA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Everett, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Everett for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Everett's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Financial Advisor Compensation Range
The financial advisor wage spread in Everett is $124,491 ( 167.24%) between entry-level and top earners. Starting at $74,438, experienced hygienists can earn up to $198,929.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$61,665
2025 BLS Actual
$72,060
2026 Current Est.
$74,438
2019–2027 Growth
+24.7%
Salary Trajectory for Financial Advisors in Everett (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.30% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,665 | Actual |
| 2020 | $63,316 | Actual |
| 2021 | $68,298 | Actual |
| 2022 | $67,049 | Actual |
| 2023 | $69,964 | Actual |
| 2024 | $93,923 | Actual |
| 2025 | $72,060 | Actual |
| 2026(current) | $74,438 | Estimated |
| 2027 | $76,894 | Projected |
Entry-level financial advisor compensation (10th percentile) in Everett, MA grew 16.9% over 7 years based on actual BLS metropolitan area surveys, rising from $61,665 in 2019 to $72,060 in 2025. By 2027, starting salaries are projected to reach $76,894. New graduates entering the Everett job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Everett metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.30% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your financial planning Career in Everett
Numerous employers in Everett, including major insurance career agencies like Northwestern Mutual, Edward Jones, and MassMutual, actively seek to hire new grads, often offering structured ramp programs coupled with bonuses on commissions. Additionally, Registered Investment Advisors (RIAs) look for associate advisors from the Certified Financial Planner (CFP) candidate pool, while wirehouses initially recruit through training programs to build their talent. To increase starting financial advisor pay in MA, securing essential credentials such as a Bachelor's degree, and obtaining Series 7 and Series 66 securities licenses, is crucial. Continuing education and credentials like the CFP, CFA, or other designations enhance a candidate's marketability. With the industry bifurcating between commission-based models at wirehouses and fee-only fiduciary models at RIAs, new entries can expect varying compensation structures, impacting their salary progression in the first few years.
More salary data for Everett, MA:
Frequently Asked Questions
What is the starting salary for financial advisors in Everett in 2026?
How fast do financial advisor salaries grow in Everett?
Is financial planning school worth it in Everett?
What do new financial advisors make right out of school in Everett?
How do I become a financial advisor in Massachusetts?
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Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new financial planning graduates. A 3.30% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Everett. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Everett is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.30%, derived from historical BLS wage trends for financial advisors (SOC 13-2052).
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov