Urban Honolulu vs Waipahu: Financial Advisor Salary (2026)
Compare financial advisor salaries between Urban Honolulu, HI and Waipahu, HI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Urban Honolulu, HI | Waipahu, HI |
|---|---|---|
| Median Salary | $78,684 | $126,882▲ |
| Hourly Rate | $37.83 | $61.00▲ |
| Entry Level (P10) | $49,646 | $73,592▲ |
| 25th Percentile | $54,356 | $91,355▲ |
| 75th Percentile | $156,675 | $162,409▲ |
| Top Earner (P90) | $324,620▲ | $196,668 |
| Total Employed | 460▲ | 9 |
Verdict
Urban Honolulu and Waipahu are closely matched on overall financial advisor compensation, each winning on different metrics.
The salary gap between Urban Honolulu and Waipahu is $48,198 (61.26%). Waipahu's median is +16.90% compared to the US national median of $108,537.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Urban Honolulu spans $274,974,Waipahu spans $123,076. Urban Honolulu has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Waipahu ($106,355 effective) pays 49.98% more than Urban Honolulu ($70,911 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Urban Honolulu if…
- ✓Better top-earner potential ($324,620)
- ✓Larger job market (460 employed)
- ✓You prefer the Hawaii area and lifestyle
Choose Waipahu if…
- ✓Higher median salary ($126,882/year)
- ✓Better purchasing power (CoL-adjusted: $106,355)
- ✓You prefer the Hawaii area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, financial advisor salaries in Urban Honolulu grew 21.6% from 2019 to 2025, compared to -2.7% growth in Waipahu over the same period.
Urban Honolulu, HI
$62,630 (2019) → $76,170 (2025)
Waipahu, HI
$126,253 (2024) → $122,829 (2025)
View Full Salary Data
Urban Honolulu, HI
Waipahu, HI
Frequently Asked Questions
Which city pays financial advisors more: Urban Honolulu or Waipahu?
What is the hourly rate difference between Urban Honolulu and Waipahu?
Should I relocate from Urban Honolulu to Waipahu as a financial advisor?
What do entry-level financial advisors earn in Urban Honolulu vs Waipahu?
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov