Kahului vs Waipahu: Financial Advisor Salary (2026)
Compare financial advisor salaries between Kahului, HI and Waipahu, HI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Kahului, HI | Waipahu, HI |
|---|---|---|
| Median Salary | $60,585 | $126,882▲ |
| Hourly Rate | $29.13 | $61.00▲ |
| Entry Level (P10) | $52,074 | $73,592▲ |
| 25th Percentile | $58,819 | $91,355▲ |
| 75th Percentile | $89,706 | $162,409▲ |
| Top Earner (P90) | $89,706 | $196,668▲ |
| Total Employed | 40▲ | 9 |
Verdict
Waipahu, HI offers better overall compensation for financial advisors, winning 3 out of 4 metrics compared to Kahului.
The salary gap between Kahului and Waipahu is $66,297 (109.43%). Waipahu's median is +16.90% compared to the US national median of $108,537.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Kahului spans $37,632,Waipahu spans $123,076. Waipahu has a wider pay range, suggesting more variation in pay between entry-level and experienced financial advisors.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Waipahu ($106,355 effective) pays 92.04% more than Kahului ($55,383 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Kahului if…
- ✓Larger job market (40 employed)
- ✓You prefer the Hawaii area and lifestyle
Choose Waipahu if…
- ✓Higher median salary ($126,882/year)
- ✓Better top-earner potential ($196,668)
- ✓Better purchasing power (CoL-adjusted: $106,355)
- ✓You prefer the Hawaii area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, financial advisor salaries in Kahului grew -3.5% from 2019 to 2025, compared to -2.7% growth in Waipahu over the same period.
Kahului, HI
$60,790 (2019) → $58,650 (2025)
Waipahu, HI
$126,253 (2024) → $122,829 (2025)
View Full Salary Data
Kahului, HI
Waipahu, HI
Frequently Asked Questions
Which city pays financial advisors more: Kahului or Waipahu?
What is the hourly rate difference between Kahului and Waipahu?
Should I relocate from Kahului to Waipahu as a financial advisor?
What do entry-level financial advisors earn in Kahului vs Waipahu?
Written by Jordan Lee, CFP
Career Analyst
Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov