Financial Advisor Pay

Honolulu vs Waipahu: Financial Advisor Salary (2026)

Compare financial advisor salaries between Honolulu, HI and Waipahu, HI. All figures are 2026 estimates projected from BLS 2025 data.

Honolulu, HI
$137,782
$66.25/hr
Waipahu, HI
$126,882
$61.00/hr

Side-by-Side Comparison

MetricHonolulu, HIWaipahu, HI
Median Salary$137,782$126,882
Hourly Rate$66.25$61.00
Entry Level (P10)$79,913$73,592
25th Percentile$99,203$91,355
75th Percentile$176,360$162,409
Top Earner (P90)$213,561$196,668
Total Employed689
Side-by-side bar chart comparing Honolulu ($137,782) and Waipahu ($126,882) financial advisor salaries.HonoluluWaipahuMedian Salary$137,782$126,882Entry Level (P10)$79,913$73,592Top Earner (P90)$213,561$196,668US Median $108,537

Verdict

Honolulu, HI offers better overall compensation for financial advisors, winning 4 out of 4 metrics compared to Waipahu.

The salary gap between Honolulu and Waipahu is $10,900 (8.59%). Honolulu's median is +26.94% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Honolulu spans $133,648,Waipahu spans $123,076. Honolulu has a wider pay range, meaning more potential for high earners but also more variation.

Honolulu
P10 (Entry)$79,913
P25$99,203
Median$137,782
P75$176,360
P90 (Top)$213,561
Waipahu
P10 (Entry)$73,592
P25$91,355
Median$126,882
P75$162,409
P90 (Top)$196,668

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Honolulu ($115,492 effective) pays 8.59% more than Waipahu ($106,355 effective).

Honolulu
Nominal: $137,782
CoL Index: 119.3
Adjusted: $115,492
Waipahu
Nominal: $126,882
CoL Index: 119.3
Adjusted: $106,355

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Honolulu if…

  • Higher median salary ($137,782/year)
  • Better top-earner potential ($213,561)
  • Larger job market (68 employed)
  • Better purchasing power (CoL-adjusted: $115,492)
  • You prefer the Hawaii area and lifestyle

Choose Waipahu if…

  • You prefer the Hawaii area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Honolulu grew -2.7% from 2024 to 2025, compared to -2.7% growth in Waipahu over the same period.

Honolulu, HI

+-2.7%

$137,099 (2024) → $133,380 (2025)

Waipahu, HI

+-2.7%

$126,253 (2024) → $122,829 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Honolulu or Waipahu?

Honolulu has a higher median financial advisor salary at $137,782/year, compared to Waipahu at $126,882/year — a difference of $10,900 (8.59%).

What is the hourly rate difference between Honolulu and Waipahu?

Honolulu financial advisors earn $66.25/hr while Waipahu hygienists earn $61.00/hr (2026 est.).

Should I relocate from Honolulu to Waipahu as a financial advisor?

Consider more than just salary when comparing Honolulu and Waipahu. Factor in cost of living (CoL-adjusted: Honolulu = $115,492, Waipahu = $106,355), job availability (68 vs 9 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Honolulu vs Waipahu?

Entry-level (10th percentile) financial advisors earn $79,913 in Honolulu and $73,592 in Waipahu. The Honolulu area offers higher starting salaries.
JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov