Financial Advisor Pay

Hilo vs Urban Honolulu: Financial Advisor Salary (2026)

Compare financial advisor salaries between Hilo, HI and Urban Honolulu, HI. All figures are 2026 estimates projected from BLS 2025 data.

Hilo, HI
$122,873
$59.08/hr
Urban Honolulu, HI
$78,684
$37.83/hr

Side-by-Side Comparison

MetricHilo, HIUrban Honolulu, HI
Median Salary$122,873$78,684
Hourly Rate$59.08$37.83
Entry Level (P10)$71,267$49,646
25th Percentile$88,469$54,356
75th Percentile$157,277$156,675
Top Earner (P90)$190,453$324,620
Total Employed7460
Side-by-side bar chart comparing Hilo ($122,873) and Urban Honolulu ($78,684) financial advisor salaries.HiloUrban HonoluluMedian Salary$122,873$78,684Entry Level (P10)$71,267$49,646Top Earner (P90)$190,453$324,620US Median $108,537

Verdict

Hilo and Urban Honolulu are closely matched on overall financial advisor compensation, each winning on different metrics.

The salary gap between Hilo and Urban Honolulu is $44,189 (56.16%). Hilo's median is +13.21% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hilo spans $119,186,Urban Honolulu spans $274,974. Urban Honolulu has a wider pay range, suggesting more variation in pay between entry-level and experienced financial advisors.

Hilo
P10 (Entry)$71,267
P25$88,469
Median$122,873
P75$157,277
P90 (Top)$190,453
Urban Honolulu
P10 (Entry)$49,646
P25$54,356
Median$78,684
P75$156,675
P90 (Top)$324,620

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hilo ($102,995 effective) pays 45.24% more than Urban Honolulu ($70,911 effective).

Hilo
Nominal: $122,873
CoL Index: 119.3
Adjusted: $102,995
Urban Honolulu
Nominal: $78,684
CoL Index: 110.961
Adjusted: $70,911

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hilo if…

  • Higher median salary ($122,873/year)
  • Better purchasing power (CoL-adjusted: $102,995)
  • You prefer the Hawaii area and lifestyle

Choose Urban Honolulu if…

  • Better top-earner potential ($324,620)
  • Larger job market (460 employed)
  • You prefer the Hawaii area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Hilo grew -2.7% from 2024 to 2025, compared to 21.6% growth in Urban Honolulu over the same period.

Hilo, HI

+-2.7%

$122,264 (2024) → $118,948 (2025)

Urban Honolulu, HI

+21.6%

$62,630 (2019) → $76,170 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Hilo or Urban Honolulu?

Hilo has a higher median financial advisor salary at $122,873/year, compared to Urban Honolulu at $78,684/year — a difference of $44,189 (56.16%).

What is the hourly rate difference between Hilo and Urban Honolulu?

Hilo financial advisors earn $59.08/hr while Urban Honolulu hygienists earn $37.83/hr (2026 est.).

Should I relocate from Hilo to Urban Honolulu as a financial advisor?

Consider more than just salary when comparing Hilo and Urban Honolulu. Factor in cost of living (CoL-adjusted: Hilo = $102,995, Urban Honolulu = $70,911), job availability (7 vs 460 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Hilo vs Urban Honolulu?

Entry-level (10th percentile) financial advisors earn $71,267 in Hilo and $49,646 in Urban Honolulu. The Hilo area offers higher starting salaries.
JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov