Financial Advisor Pay

Hilo vs Kahului: Financial Advisor Salary (2026)

Compare financial advisor salaries between Hilo, HI and Kahului, HI. All figures are 2026 estimates projected from BLS 2025 data.

Hilo, HI
$122,873
$59.08/hr
Kahului, HI
$60,585
$29.13/hr

Side-by-Side Comparison

MetricHilo, HIKahului, HI
Median Salary$122,873$60,585
Hourly Rate$59.08$29.13
Entry Level (P10)$71,267$52,074
25th Percentile$88,469$58,819
75th Percentile$157,277$89,706
Top Earner (P90)$190,453$89,706
Total Employed740
Side-by-side bar chart comparing Hilo ($122,873) and Kahului ($60,585) financial advisor salaries.HiloKahuluiMedian Salary$122,873$60,585Entry Level (P10)$71,267$52,074Top Earner (P90)$190,453$89,706US Median $108,537

Verdict

Hilo, HI offers better overall compensation for financial advisors, winning 3 out of 4 metrics compared to Kahului.

The salary gap between Hilo and Kahului is $62,288 (102.81%). Hilo's median is +13.21% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hilo spans $119,186,Kahului spans $37,632. Hilo has a wider pay range, meaning more potential for high earners but also more variation.

Hilo
P10 (Entry)$71,267
P25$88,469
Median$122,873
P75$157,277
P90 (Top)$190,453
Kahului
P10 (Entry)$52,074
P25$58,819
Median$60,585
P75$89,706
P90 (Top)$89,706

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hilo ($102,995 effective) pays 85.97% more than Kahului ($55,383 effective).

Hilo
Nominal: $122,873
CoL Index: 119.3
Adjusted: $102,995
Kahului
Nominal: $60,585
CoL Index: 109.393
Adjusted: $55,383

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hilo if…

  • Higher median salary ($122,873/year)
  • Better top-earner potential ($190,453)
  • Better purchasing power (CoL-adjusted: $102,995)
  • You prefer the Hawaii area and lifestyle

Choose Kahului if…

  • Larger job market (40 employed)
  • You prefer the Hawaii area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Hilo grew -2.7% from 2024 to 2025, compared to -3.5% growth in Kahului over the same period.

Hilo, HI

+-2.7%

$122,264 (2024) → $118,948 (2025)

Kahului, HI

+-3.5%

$60,790 (2019) → $58,650 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Hilo or Kahului?

Hilo has a higher median financial advisor salary at $122,873/year, compared to Kahului at $60,585/year — a difference of $62,288 (102.81%).

What is the hourly rate difference between Hilo and Kahului?

Hilo financial advisors earn $59.08/hr while Kahului hygienists earn $29.13/hr (2026 est.).

Should I relocate from Hilo to Kahului as a financial advisor?

Consider more than just salary when comparing Hilo and Kahului. Factor in cost of living (CoL-adjusted: Hilo = $102,995, Kahului = $55,383), job availability (7 vs 40 employed), commute, and career growth potential.

What do entry-level financial advisors earn in Hilo vs Kahului?

Entry-level (10th percentile) financial advisors earn $71,267 in Hilo and $52,074 in Kahului. The Hilo area offers higher starting salaries.
JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov