Financial Advisor Pay

Boston vs Waltham: Financial Advisor Salary (2026)

Compare financial advisor salaries between Boston, MA and Waltham, MA. All figures are 2026 estimates projected from BLS 2025 data.

Boston, MA
$130,705
$62.84/hr
Waltham, MA
$127,188
$61.14/hr

Side-by-Side Comparison

MetricBoston, MAWaltham, MA
Median Salary$130,705$127,188
Hourly Rate$62.84$61.14
Entry Level (P10)$60,472$73,770
25th Percentile$86,576$91,575
75th Percentile$181,870$162,801
Top Earner (P90)$502,751$197,142
Total EmployedN/A11
Side-by-side bar chart comparing Boston ($130,705) and Waltham ($127,188) financial advisor salaries.BostonWalthamMedian Salary$130,705$127,188Entry Level (P10)$60,472$73,770Top Earner (P90)$502,751$197,142US Median $108,537

Verdict

Boston, MA offers better overall compensation for financial advisors, winning 3 out of 4 metrics compared to Waltham.

The salary gap between Boston and Waltham is $3,517 (2.77%). Boston's median is +20.42% compared to the US national median of $108,537.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Boston spans $442,279,Waltham spans $123,372. Boston has a wider pay range, meaning more potential for high earners but also more variation.

Boston
P10 (Entry)$60,472
P25$86,576
Median$130,705
P75$181,870
P90 (Top)$502,751
Waltham
P10 (Entry)$73,770
P25$91,575
Median$127,188
P75$162,801
P90 (Top)$197,142

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Boston ($120,726 effective) pays 2.99% more than Waltham ($117,224 effective).

Boston
Nominal: $130,705
CoL Index: 108.266
Adjusted: $120,726
Waltham
Nominal: $127,188
CoL Index: 108.5
Adjusted: $117,224

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Boston if…

  • Higher median salary ($130,705/year)
  • Better top-earner potential ($502,751)
  • Better purchasing power (CoL-adjusted: $120,726)
  • You prefer the Massachusetts area and lifestyle

Choose Waltham if…

  • Larger job market (11 employed)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, financial advisor salaries in Boston grew 15.8% from 2019 to 2025, compared to -23.3% growth in Waltham over the same period.

Boston, MA

+15.8%

$109,290 (2019) → $126,530 (2025)

Waltham, MA

+-23.3%

$160,482 (2024) → $123,125 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays financial advisors more: Boston or Waltham?

Boston has a higher median financial advisor salary at $130,705/year, compared to Waltham at $127,188/year — a difference of $3,517 (2.77%).

What is the hourly rate difference between Boston and Waltham?

Boston financial advisors earn $62.84/hr while Waltham hygienists earn $61.14/hr (2026 est.).

Should I relocate from Boston to Waltham as a financial advisor?

Consider more than just salary when comparing Boston and Waltham. Factor in cost of living (CoL-adjusted: Boston = $120,726, Waltham = $117,224), commute, and career growth potential.

What do entry-level financial advisors earn in Boston vs Waltham?

Entry-level (10th percentile) financial advisors earn $60,472 in Boston and $73,770 in Waltham. The Waltham area offers higher starting salaries.
JL

Written by Jordan Lee, CFP

Career Analyst

Jordan has over 10 years of experience in financial planning. They specialize in retirement planning for individuals. They work at a financial services firm in New York City.

Clinically reviewed by Sophia Martinez, CFAData verified by Ethan Wang, ChFC

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.30% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, CFP, a licensed financial advisor with 10+ years of clinical experience. · View source data at BLS.gov